Our Fixed Rate Home Loan provides you with the best of both worlds, a fixed rate and the full range of home loan benefits including a 100% offset account. A fixed rate loan gives you certainty of what your regular repayment will be for up to 3 years.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.84% | 8.89% | Fixed · 1 year · unconstrained · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.04% | 8.91% | Fixed · 1 year · unconstrained · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.84% | 8.67% | Fixed · 2 years · unconstrained · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.04% | 8.71% | Fixed · 2 years · unconstrained · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.84% | 8.48% | Fixed · 3 years · unconstrained · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.04% | 8.54% | Fixed · 3 years · unconstrained · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.64% | 8.87% | Fixed · 1 year · unconstrained · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.84% | 8.89% | Fixed · 1 year · unconstrained · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.64% | 8.63% | Fixed · 2 years · unconstrained · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.84% | 8.67% | Fixed · 2 years · unconstrained · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.64% | 8.41% | Fixed · 3 years · unconstrained · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.84% | 8.47% | Fixed · 3 years · unconstrained · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/30- Content hash
sha256 8f95c3fbb32cd47adb536cfaca77fe574528d8f89ea5c7ab440147b846b8fdb3- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8f95c3fbb32cd47a_009929fdShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/30- Content hash
sha256 8f95c3fbb32cd47adb536cfaca77fe574528d8f89ea5c7ab440147b846b8fdb3- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Mortgage Establishment Fee | Upfront | $250.00 |
| Mortgage Document Fee | Upfront | $250.00 |
| Lenders Mortgage Insurance | Other | Set in your letter of offer |
| Switch Fee | Event | $300.00 |
| Mortgage Settlement Fee | Event | $450.00 |
| Loan Maintenance Fee | Periodic | $10.00 |
| In Branch Redraw Fee | Event | $8.00 |
| Online Redraw Fee | Event | $0.00 |
| Rate Lock Fee | Event | $500.00 |
| Val Fee - PropertyHub | Upfront | $50.00 |
| Other Credit Fees | Other | Set in your letter of offer |
| Arrears Letter Fee - Second Arrears Letter | Event | $40.00 |
| Arrears Letter Fee - Default Notice prior to Enforcement | Event | $70.00 |
| Early Repayment Fee | Other | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Extra repayments | Ability to make additional repayments not exceeding $10,000 per year in addition to your contracted repayments | |
| Offset | 100% Mortgage Offset account available | |
| Other | Payments can be arranged weekly, fortnightly or monthly. | |
| Other | Loan Terms up to 30 Years. | |
| Redraw | ||
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Loans are available to members of the bank who are permanent residents of Australia and currently live in Australia. | |
| Limit: max lvr | 95.00 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · unconstrained · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.84% | 8.89% |
| Fixed · 3 years · unconstrained · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.64% | 8.41% |
| Fixed · 1 year · unconstrained · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.64% | 8.87% |
| Fixed · 3 years · unconstrained · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.84% | 8.47% |
| Fixed · 1 year · unconstrained · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.04% | 8.91% |
| Fixed · 2 years · unconstrained · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.84% | 8.67% |
| Fixed · 2 years · unconstrained · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.64% | 8.63% |
| Fixed · 3 years · unconstrained · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.84% | 8.48% |
| Fixed · 1 year · unconstrained · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.84% | 8.89% |
| Fixed · 2 years · unconstrained · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.84% | 8.67% |
| Fixed · 3 years · unconstrained · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.04% | 8.54% |
| Fixed · 2 years · unconstrained · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.04% | 8.71% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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