The Australian Military Bank Construction Loan is perfect for those wanting to build or renovate their homes. With interest only repayments to help you save during the construction period, our Construction Loan helps you to relax during this often stressful time. The Construction Home Loan is also available for DHOAS eligible applicants
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.99% | 7.02% | Variable · owner occupied · interest only · LVR 98% or less | Construction | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/da9f3260-8d3c-40db-b1d3-aad2f574cae7- Content hash
sha256 dbe6fe8346df0761b60ba6d65fe77b848fd8b8a04dc1736330446a3fc5439c86- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_dbe6fe8346df0761_120a3d0fShow details
- Checked
- 1 Nov 2026
- URL
https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/da9f3260-8d3c-40db-b1d3-aad2f574cae7- Content hash
sha256 dbe6fe8346df0761b60ba6d65fe77b848fd8b8a04dc1736330446a3fc5439c86- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Audit Certificate Fee | Event | $50.00 |
| Arrears notice fee | Event | $20.00 |
| Construction Loan Drawdown fee | Event | $65.00 |
| Default notice fee | Event | $30.00 |
| Archive retrieval fee | Event | Set in your letter of offer |
| Processing fee | Upfront | $450.00 |
| RateSaver Switch Fee | Event | $100.00 |
| Copies of statements (over 12 months) at branch or posted | Event | $5.00 |
| Copies of statements (up to 12 months) posted | Event | $1.00 |
| Mortgage discharge fee | Event | $120.00 |
| Documentation re-issue fee | Event | $100.00 |
| Paper statement fee (per statement) | Periodic | $2.00 |
| Copies of statements (up to 12 months) at branch | Event | $2.50 |
| Consent fee | Event | $250.00 |
| Switch/variation fee - home & investment loans | Event | $100.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | ||
| Other | Split Loan | |
| Loyalty program | Relationship Reward Program | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia. | |
| Eligibility: natural person | ||
| Eligibility: employment status | Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying | |
| Limit: max limit | 5000000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.98 | |
| Limit: min lvr | 0.00 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 98% or less | 1 Nov 2026 | Current | 6.99% | 7.02% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:construction | Construction | Left out of the standard home loan table |
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