Perfect for borrowers with equity in their home
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.34% | 6.40% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Premium_Smart_Home_Loan- Content hash
sha256 e3ef8cfc03b77d4d3137fd7ef23ff312b7658b40a41abe858d95c5f87c0f4db1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e3ef8cfc03b77d4d_df387989Show details
- Checked
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Premium_Smart_Home_Loan- Content hash
sha256 e3ef8cfc03b77d4d3137fd7ef23ff312b7658b40a41abe858d95c5f87c0f4db1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_DISCHARGE_FEE | Exit | $536.00 |
| PREMIUM_SMART_HOME_LOAN_ESTABLISHMENT_FEE | Upfront | $497.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Offset | ||
| Digital banking | ||
| Other | Maximum term 30 years | |
| Extra repayments | ||
| Other | Split Loan allowed | |
| Eligibility: min age | 18 | 18 |
| Eligibility: residency status | Australian Resident only | |
| Eligibility: other | Maximum LVR 95% subject to Lenders Mortgage Insurance approval | |
| Limit: min balance | 150000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.34% | 6.40% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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