The Retirement Account enables retirees to earn a little, whilst still using this as an everyday bank account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.60% | Variable · $0–$5,000 | Pensioners | CDR | 1 Nov 2026 |
| 1.80% | Variable · $5,000–$48,600 | Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Variable · $48,600–$200,000 | Pensioners | CDR | 1 Nov 2026 |
| 2.25% | Variable · $200,000 or more | Pensioners | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/2- Content hash
sha256 7209ba96b61962d13132e350fefa5e10ad346991810dfdf6d00b7240f64db34a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_7209ba96b61962d1_5048649fShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/2- Content hash
sha256 7209ba96b61962d13132e350fefa5e10ad346991810dfdf6d00b7240f64db34a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Bank@Post Deposit Fee | Transaction | $2.00 |
| Bank@Post Withdrawal Fee | Transaction | $4.50 |
| Cash Advance/Overseas ATM Fee | Transaction | $4.50 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY available. | |
| Card access | Visa Debit Card available | |
| Digital banking | Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services | |
| Digital wallet | Mobile Wallet | Load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions. |
| Notifications | Text Me or Push Notification Alert | Available with Internet Banking or via notifications from Mobile Banking. Service enables information about accounts to be sent via SMS to a specified mobile number. It is event triggered or on demand. |
| Npp enabled | New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID. | |
| Npp payid | New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts. | |
| Eligibility: natural person | ||
| Eligibility: other | Membership: You must be or become a Beyond Bank Australia member | |
| Eligibility: pension recipient | Only available to self-funded retirees or those in receipt of a Superannuation or Aged Pension or the Mature Aged Allowance. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $48,600–$200,000 | 1 Nov 2026 | Current | 2.25% |
| Variable · $5,000–$48,600 | 1 Nov 2026 | Current | 1.80% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 1.60% |
| Variable · $200,000 or more | 1 Nov 2026 | Current | 2.25% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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