An account for members aged under 18 to kick start their savings with the help of a parent or guardian. Account holders 12+ are eligible for debit card access - all balances earn competitive interest
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.50% | Variable · $0–$10,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $10,000 or more | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/S18-JS- Content hash
sha256 0684e37465612e4f8213238ccc7efae4b5f06a16a84cf50b398cdceaf0ea16de- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0684e37465612e4f_56a134fcShow details
- Checked
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/S18-JS- Content hash
sha256 0684e37465612e4f8213238ccc7efae4b5f06a16a84cf50b398cdceaf0ea16de- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CARD_EXTRACTION_FEE | Event | $45.00 |
| VISA_CHARGEBACKS | Event | $25.00 |
| DORMANCY_FEE | Event | $20.00 |
| DISHONOUR_-_DIRECT_DEBIT | Dishonour | $20.00 |
| DISHONOUR_-_PERIODICAL_PAYMENT | Dishonour | $20.00 |
| FORCED_PAYMENT | Event | $20.00 |
| EFT_INVESTIGATION_FEE | Event | $35.00 |
| OVERDRAWN_FEE | Event | $10.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) | Event | $1.50 |
| DISHONOUR_FEE_-_CHEQUE_DEPOSIT | Dishonour | $0.00 |
| TRANSFER_OF_FUNDS | Event | $0.00 |
| RETRIEVING_CASHIERING_VOUCHERS_OR_ANY_OTHER_DOCUMENT | Event | $20.00 |
| DRAFTS | Event | $17.50 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(TT) | Event | $50.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER | Event | $30.00 |
| TRAVELEX_SERVICES | Event | $0.00 |
| CANCEL_REPLACEMENT_OF_VISA_CARD | Event | $50.00 |
| REPLACEMENT_OF_VISA_CARD_(OVERSEAS)_STD | Event | $55.00 |
| REPLACEMENT_OF_VISA_CARD_(WITHIN_AUS) | Event | $12.50 |
| INTERNATIONAL_TRANSACTION_FEE | Transaction | 3.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Optional Debit Card | Available only for members aged 12 and over |
| Bill payment | ||
| Digital banking | ||
| Digital wallet | Apple Pay | Leave your wallet at home and make payments on the go with Apple Pay. |
| Npp enabled | ||
| Npp payid | ||
| Unlimited txns | ||
| Digital wallet | Google Pay | Leave your wallet at home and make payments on the go with Google Pay. |
| Digital wallet | Samsung Pay | Leave your wallet at home and make payments on the go with Samsung Pay. |
| Eligibility: max age | 17 | Available for members up to and including the age of 17 |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$10,000 | 1 Nov 2026 | Current | 3.50% |
| Variable · $10,000 or more | 1 Nov 2026 | Current | 0.00% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.