Home loan rates › Horizon Bank
1 Year Fixed Residential Investment - Interest Only
Horizon Bank
A 1-year fixed investment home loan with competitive rates, flexible repayments, and no redraw or monthly admin fees, ideal for all investors.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.59% | 7.23% | Fixed · 1 year · investment · interest only · LVR 0%–70% | CDR | 1 Nov 2026 | |
| 6.74% | 7.38% | Fixed · 1 year · investment · interest only · LVR 70%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/L46_INV_Fixed1Y_IO- Content hash
sha256 65ee7126f0524a5417613e0a1003359369064e567c39345740d4a08c771632ef- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_65ee7126f0524a54_7941a8b1Show details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/L46_INV_Fixed1Y_IO- Content hash
sha256 65ee7126f0524a5417613e0a1003359369064e567c39345740d4a08c771632ef- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| 150_OFFSET_FEE | Periodic | $150.00 |
| 350_ESTABLISHMENT_FEE | Upfront | $350.00 |
| LEGAL_AND_VALUATION_FEES | Cash advance | $0.00 |
| OTHER_FEES_AND_CHARGES_MAY_APPLY | Cash advance | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Offset | ||
| Npp enabled | ||
| Digital banking | ||
| Extra repayments | ||
| Eligibility: natural person | ||
| Limit: min balance | 50000.00 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · investment · interest only · LVR 0%–70% | 1 Nov 2026 | Current | 6.59% | 7.23% |
| Fixed · 1 year · investment · interest only · LVR 70%–90% | 1 Nov 2026 | Current | 6.74% | 7.38% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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