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3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer

Police Credit Union Ltd

CDR official

3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
6.19%7.00%Fixed · 3 years · owner occupied · principal and interest · LVR 0%–95%
First home buyers
CDR1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/FHB_3YR_FRHL_MAX_95_LVR
Content hash
sha256 f62b20c86902acd21dd8bed0db1365bf61b1db731da4da056acf872b9d1076b1
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f62b20c86902acd2_3e6b2f79Show details
Checked
1 Nov 2026
URL
https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/FHB_3YR_FRHL_MAX_95_LVR
Content hash
sha256 f62b20c86902acd21dd8bed0db1365bf61b1db731da4da056acf872b9d1076b1
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
HOME_PROPERTY_CREDIT_PACKAGE_FEEUpfront$420.00
APPLICATION_FEE_SPLIT_LOANUpfront$50.00
APPLICATION_FEE_FURTHER_ADVANCEUpfront$275.00
BANK_CHEQUE_FEEPayment$12.00
CONVEYANCER'S_/_SOLICITOR'S_FEECash advance$141.64
REGISTRATION_FEECash advance$198.00
REGISTRATION_FEE_(NT)Cash advance$176.00
TITLE_SEARCH_(SA)Cash advance$35.50
TITLE_SEARCH_(NT)Cash advance$55.78
DOCUMENT_SEARCHCash advance$11.50
VALUATION_FEECash advance$205.00
VALUATION_FEE_(NT)Cash advance$205.00
ACCOUNT_SWEEP_FEETransaction$5.00
CAPITAL_VALUE_SEARCHCash advance$0.00
DEED_OF_PRIORITY_FEEEvent$110.00
DEFAULT_FEEEvent$15.00
DEMAND_FEEEvent$50.00
DISHONOUR_FEEEvent$15.00
DOCUMENT_HANDLING_FEEEvent$55.00
PROGRESSIVE_DRAWDOWN_FEEEvent$500.00
QUICK_DEBIT_DISHONOUR_FEEEvent$15.00
REPAYMENT_VARIATION_FEEEvent$30.00
VARIATION_OF_SECURITY_FEEEvent$150.00

Features and eligibility

ItemValueDetails
Digital banking
Npp enabled
Npp payid
Redraw
Extra repaymentsExtra repayments to a maximum of $20,000
Eligibility: residency statusAustralian Resident
Eligibility: min age18
Limit: min balance150000.00

Rate history

RateFromToRate p.a.Comparison
Fixed · 3 years · owner occupied · principal and interest · LVR 0%–95%1 Nov 2026Current6.19%7.00%

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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TagMeaningEffect
eligibility:first-home-buyerFirst home buyersFilter; shown in the row

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