Term deposit rates › Northern Inland Credit Union Limited
12 MONTHS Term Deposit with interest paid at maturity/annually
Northern Inland Credit Union Limited
CDR official
Take advantage of great returns on term deposits from $5000 on 3 to 24 months terms.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.90% | Fixed · 1 year · $5,000–$10,000 | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 1 year · $10,000–$25,000 | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 1 year · $25,000–$50,000 | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 1 year · $50,000–$100,000 | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 1 year · $100,000–$250,000 | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUI11_STND- Content hash
sha256 9c3b1e3fde9e8f2d3aa5941842ccd61cb47a15eb55e12d49470398d8cd52e348- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9c3b1e3fde9e8f2d_7e6bf465Show details
- Checked
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUI11_STND- Content hash
sha256 9c3b1e3fde9e8f2d3aa5941842ccd61cb47a15eb55e12d49470398d8cd52e348- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union | |
| Other | If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion | |
| Notifications | Maturity Reminders | We'll send you a term deposit maturity advice so that you can inform us how you would like to reinvest it if you haven't already given us instructions. |
| Notifications | Alerts | Receive notifications of maturity via SMS or email |
| Eligibility: residency status | AU | Individuals must be citizens or permanent residents of Australia. |
| Limit: min balance | 5000.00 | |
| Limit: max balance | 249999.99 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 1 year · $25,000–$50,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 1 year · $5,000–$10,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 1 year · $10,000–$25,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 1 year · $50,000–$100,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 1 year · $100,000–$250,000 | 1 Nov 2026 | Current | 4.90% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.