Our eSave Account is an online savings account that allows you to earn a competitive rate of interest while your money remains 'at call'. Access to the account is available via internet banking and phone banking only.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.25% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/504- Content hash
sha256 7ae4bd474cfaef431d8cf8c73320585226cad049d2898ccc587c8afe79df1bc1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_7ae4bd474cfaef43_93cbdfa8Show details
- Checked
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/504- Content hash
sha256 7ae4bd474cfaef431d8cf8c73320585226cad049d2898ccc587c8afe79df1bc1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Default Enforcement Expenses | Other | Set in your letter of offer |
| Overseas Telegraphic Transfer in Australian Dollars | Payment | $60.00 |
| Bank Trace | Event | $20.00 |
| Telegraphic Transfer - Outward (within Australia) | Payment | $35.00 |
| Bank Recall | Event | $20.00 |
| Default Administration | Event | $20.00 |
| Audit Certificate | Event | $25.00 |
| Overseas Telegraphic Transfer in Local Currency | Payment | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | RACQ Bank has removed fees for most everyday transactions, such as eftpos transactions, internet transfers and direct debits. | |
| Npp enabled | ||
| Npp payid | ||
| Digital banking | ||
| Eligibility: residency status | Australian Resident | |
| Eligibility: natural person | ||
| Eligibility: min age | 13 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 3.25% |
Registered channels
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