Use our Christmas Account to help you put aside money for the busy Christmas period.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.50% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S4_CHRISTMAS_SAVER_ACCOUNT- Content hash
sha256 0c7066dc1dc4da46849b1689be94aeef4c61e6eb268cf5c6d5aae2c87954a25a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0c7066dc1dc4da46_4d7d2656Show details
- Checked
- 1 Nov 2026
- URL
https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S4_CHRISTMAS_SAVER_ACCOUNT- Content hash
sha256 0c7066dc1dc4da46849b1689be94aeef4c61e6eb268cf5c6d5aae2c87954a25a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MONTHLY_ACCOUNT_FEE | Periodic | $5.00 |
| OUTWARD_RTGS_PAYMENT_FEE | Withdrawal | $30.00 |
| INWARD_RTGS_AND_SWIFT_PAYMENT_FEE | Deposit | $10.00 |
| PAPER_STATEMENT_FEE | Periodic | $2.00 |
| QUICKDEBIT_DISHONOUR_FEE | Transaction | $20.00 |
| TELEGRAPHIC_TRANSFER_-_SERVICE_CENTRE | Transaction | $30.00 |
| TELEGRAPHIC_TRANSFER_-_ONLINE | Transaction | $20.00 |
| TELEGRAPHIC_TRANSFER_-_AUSTRALIAN | Transaction | $50.00 |
| FOREIGN_CHEQUE_DEPOSIT_UP_TO_$25,000 | Deposit | $20.00 |
| FOREIGN_CHEQUE_DEPOSIT_OVER_$25,000 | Deposit | $50.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | Unlimited electronic transactions available on your account | |
| Free txns | 9999999999 | Unlimited free electronic transactions available on your account |
| Npp payid | Get faster payments between participating banks, anytime with a Pay ID | |
| Npp enabled | ||
| Other | Backed by the Government Deposit Guarantee for deposits up to $250,000 | |
| Other | Funds access only permitted between 1 November and 31 January | |
| Fraud protection | A range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe. | |
| Eligibility: residency status | PERMANENT RESIDENT | You must be an Australian citizen or permanent resident |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.50% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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