Flexible Choice Owner Occupied
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.45% | 6.98% | Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.55% | 6.99% | Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.35% | 6.91% | Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.45% | 6.93% | Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.30% | 6.84% | Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.40% | 6.87% | Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.70% | 6.93% | Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.80% | 6.97% | Fixed · 4 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.80% | 6.95% | Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.90% | 7.00% | Fixed · 5 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.49% | 7.07% | Introductory · owner occupied · principal and interest · LVR 1%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 7.24% | 7.29% | Variable · owner occupied · principal and interest · LVR 1%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/L1_OOCC- Content hash
sha256 66ac95eaf5f49be69c2b40401beace32932464ffb05d5d4f1b6f9149bd574d11- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_66ac95eaf5f49be6_85ab223dShow details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/L1_OOCC- Content hash
sha256 66ac95eaf5f49be69c2b40401beace32932464ffb05d5d4f1b6f9149bd574d11- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_APPLICATION_FEE_-_NEW_APPLICATIONS | Event | $600.00 |
| LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT | Event | $250.00 |
| HOME_LOAN_TOP_UP_FEE_____EXISTING_LOAN | Event | $300.00 |
| LOAN_SUBSTITUTION_OF_PROPERTY_MORTGAGE_FEE | Upfront | $300.00 |
| LOAN_VARIATION_FEE | Event | $600.00 |
| LOAN_VALUATION_FEE | Cash advance | $0.00 |
| LOAN_LEGAL_FEES,_VALUATIONS,_SURVEYS,_AND_SETTLEMENT_FEES | Cash advance | $0.00 |
| FIXED_RATE_LOCK_IN_FEE | Upfront | 0.00% |
| LOAN_OFFSET_SERVICE_FEE | Periodic | $6.00 |
| LOAN_REDRAW_FACILITY_FEE_ONLINE | Transaction | $10.00 |
| LOAN_REDRAW_FACILITY_FEE_OVER_COUNTER | Transaction | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Offset | ||
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Limit: min limit | 45000.00 | |
| Limit: max limit | 3500000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.30% | 6.84% |
| Variable · owner occupied · principal and interest · LVR 1%–80% | 1 Nov 2026 | Current | 7.24% | 7.29% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.45% | 6.98% |
| Introductory · owner occupied · principal and interest · LVR 1%–80% | 1 Nov 2026 | Current | 6.49% | 7.07% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.45% | 6.93% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.80% | 6.95% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.35% | 6.91% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.90% | 7.00% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.70% | 6.93% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.80% | 6.97% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.55% | 6.99% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.40% | 6.87% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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