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Savings account rates › Northern Inland Credit Union Limited

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Northern Inland Credit Union Limited

CDR official

Everyday account for over 40s. Enjoy a competitive tiered interest rate on an everyday account for payroll and general access. Card and digital payment options. No monthly account keeping fee.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
3.10%Variable · $0–$50,000CDR1 Nov 2026
3.30%Variable · $50,000–$100,000CDR1 Nov 2026
3.65%Variable · $100,000 or moreCDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS11
Content hash
sha256 f3a111b33d43b750030ef23989a6668a225530a575b4a2891ede1d62d8163e4b
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f3a111b33d43b750_f849f6d4Show details
Checked
1 Nov 2026
URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS11
Content hash
sha256 f3a111b33d43b750030ef23989a6668a225530a575b4a2891ede1d62d8163e4b
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
BANK@POST_TRANSTransaction$4.00
IN_BRANCH_TRANSACTIONTransaction$2.50
VISA_ATM_WITHDRAWAL_OVERSEASTransaction$2.00
ALERTSEvent$0.25
ATM_DECLINED_TRANSACTIONEvent$2.50
TRACE_FEEEvent$28.00
DIRECT_DEBIT_DISHONOUR-REINSTATEMENTEvent$12.50
HONOURING_DIRECT_DEBITEvent$10.00
SWIFT_FEE_INBOUNDTransaction$11.00
SWIFT_FEE_OUTBOUNDTransaction$25.00
BANK_CONFIRMATIONEvent$30.00
RETRIEVAL_OF_ELECTRONIC_DOCUMENTSEvent$1.50
OTHER_DOCUMENTSEvent$50.00

Features and eligibility

ItemValueDetails
Card accessShop online or in store with our Visa Debit card
Digital walletApple PayThe easy way to pay everyday with Apple Pay
Digital walletGoogle PayThe convenience of a mobile wallet in your hands with Google Pay
Digital banking24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen.
Digital bankingSecure banking 24/7 from your computer or mobile with Online Banking
Npp enabledSend and receive real-time payments via Osko from your Online Banking and NICU smartPay App
Npp payidReceive fast real-time payments using your mobile number, email address or ABN instead of your BSB and account number
NotificationsAlertsReceive notifications for transactions and balances on your accounts via SMS
OtherGive your accountant access to your financial statements via online accounting software such as Banklink and Xero
OtherAccess your personal account wherever you see an Australia Post retail outlet displaying the Bank@Post sign, if you have a card linked to the account on which you want to transact.
Eligibility: residency statusAUIndividuals must be citizens or permanent residents of Australia.
Eligibility: min age40

Rate history

RateFromToRate p.a.
Variable · $100,000 or more1 Nov 2026Current3.65%
Variable · $0–$50,0001 Nov 2026Current3.10%
Variable · $50,000–$100,0001 Nov 2026Current3.30%

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