MCCA's Amlak Variable Package Finance Facility is a no-frills facility with a variable rental facility fee, offering flexibility to suit your needs. Borrow up to $3,000,000 (up to 80% LVR), choose principal and profit or profit‑only repayments. The discounted investment rental facility fee is available to customers who have a settled or new owner‑occupied application with MCCA, while the discounted owner‑occupied rental facility fee is available to customers who have a settled or new investment application with MCCA.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 6.50% | Variable · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.46% | Variable · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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https://prd.pm.productdata.au/634f7ed1-e01b-44ef-8ad2-8a7465c9c40a/adapter/cds-au/v1/banking/products/amlak-premium-package-no-offset- Content hash
sha256 105ec23c96868ef53e860042d883df85fd630e1c0db1e8d575d27cb5be281011- Rule version
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https://prd.pm.productdata.au/634f7ed1-e01b-44ef-8ad2-8a7465c9c40a/adapter/cds-au/v1/banking/products/amlak-premium-package-no-offset- Content hash
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mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $965.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Discharge Administration Fee | Exit | $300.00 |
| Discharge Documentation Fee | Exit | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Allows borrowers to make additional repayments on the facility to reduce rent and pay off the facility faster. | |
| Redraw | Enables access to any extra repayments made, allowing funds to be withdrawn if needed. | |
| Eligibility: min age | 18 | Applicants must be at least 18 years old to apply for this finance facility. |
| Eligibility: residency status | Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia. | |
| Eligibility: other | The Investment Bundle Rental Facility Fee is available to customers who are applying for an investment home facility and either already have an owner-occupied facility with MCCA or are taking out a new owner-occupied facility with MCCA. | |
| Eligibility: other | The Owner-Occupied Bundle Rental Facility Fee is available to customers who are applying for an owner-occupied home facility and either already have an investment facility with MCCA or are taking out a new investment facility with MCCA. | |
| Limit: other | P30Y | |
| Limit: other | P15Y | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.39% | 6.46% |
| Variable · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.49% | 6.50% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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