Home loan rates › Arab Bank Australia Limited
Essentials Investment Loan
Arab Bank Australia Limited
A competitive interest rate without being locked into a fixed rate for a set term. Offers you complete repayment flexibility and a full range of features.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.89% | 9.94% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/ESSINV01- Content hash
sha256 e656e2628340553d74f9febf4bd0f44d806d188f7707d880ba82f8902424d66c- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e656e2628340553d_260360ccShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/ESSINV01- Content hash
sha256 e656e2628340553d74f9febf4bd0f44d806d188f7707d880ba82f8902424d66c- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw Fee (Online) | Transaction | $10.00 |
| Arrears Letter Fee | Event | $35.00 |
| Application Fee | Upfront | $600.00 |
| Redraw Fee (Over the Counter) | Transaction | $55.00 |
| Search Fee | Transaction | $70.00 |
| Direct Debit Dishonour Fee | Event | $35.00 |
| Discharge of Security Fee | Exit | $250.00 |
| Title Change Fee | Event | $100.00 |
| Transfer Fee | Event | $300.00 |
| Progress Payment Fee | Event | $100.00 |
| Tenanted Security Report Fee | Event | $100.00 |
| Deed Production Fee | Event | $60.00 |
| Rollover Fee | Event | $300.00 |
| Additional Security Consent Fee | Event | $150.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Other | Repayment Type: Principal & Interest. | |
| Digital banking | ||
| Other | Loan Purpose: Investment. | |
| Extra repayments | ||
| Other | • Minimum amount $50,000 • Maximum amount is 95% of the value of the property • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property • Variable interest rate. • Weekly, fortnightly or monthly repayments. • Redraw facility. • Ability to make extra repayments. • Automatic repayments. • Loan portability available. • 100% linked offset account available. | |
| Eligibility: other | • This loan is available to new and existing customers. • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements. | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 9.89% | 9.94% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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