Our fixed interest rate home loan safeguards you from interest rate rises with fixed home loan rates for 1 to 5 year terms.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.04% | 6.64% | Fixed · 1 year · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.34% | 6.67% | Fixed · 1 year · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.09% | 6.69% | Fixed · 2 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.39% | 6.75% | Fixed · 2 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.19% | 6.76% | Fixed · 3 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.49% | 6.85% | Fixed · 3 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.29% | 6.84% | Fixed · 4 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.59% | 6.96% | Fixed · 4 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.29% | 6.89% | Fixed · 5 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.59% | 7.03% | Fixed · 5 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.79% | 6.61% | Fixed · 1 year · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.09% | 6.64% | Fixed · 1 year · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.84% | 6.64% | Fixed · 2 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.14% | 6.70% | Fixed · 2 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.94% | 6.69% | Fixed · 3 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.24% | 6.78% | Fixed · 3 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.04% | 6.76% | Fixed · 4 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.34% | 6.87% | Fixed · 4 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.04% | 6.79% | Fixed · 5 years · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.34% | 6.93% | Fixed · 5 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.99% | 6.45% | Fixed · 1 year · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.29% | 6.48% | Fixed · 1 year · owner occupied · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.04% | 6.52% | Fixed · 2 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.34% | 6.58% | Fixed · 2 years · owner occupied · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.14% | 6.60% | Fixed · 3 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.44% | 6.69% | Fixed · 3 years · owner occupied · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.24% | 6.70% | Fixed · 4 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.54% | 6.81% | Fixed · 4 years · owner occupied · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.24% | 6.76% | Fixed · 5 years · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.54% | 6.89% | Fixed · 5 years · owner occupied · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.74% | 6.43% | Fixed · 1 year · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.04% | 6.46% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.79% | 6.47% | Fixed · 2 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.09% | 6.53% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.89% | 6.53% | Fixed · 3 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.19% | 6.62% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.99% | 6.61% | Fixed · 4 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.29% | 6.72% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.99% | 6.66% | Fixed · 5 years · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 7.29% | 6.79% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/1dd0fcbe-9d7e-4e82-a18f-935ada0e237f- Content hash
sha256 1bf2712b41883473b4257205221c356a32941e5f0f2325a049f8b7677f4db14e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1bf2712b41883473_1ccb4f2dShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/1dd0fcbe-9d7e-4e82-a18f-935ada0e237f- Content hash
sha256 1bf2712b41883473b4257205221c356a32941e5f0f2325a049f8b7677f4db14e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Rate Lock Fee | Other | 0.10% |
| Annual Fee | Periodic | $0.00 |
| Account Keeping Fee | Periodic | $0.00 |
| Establishment Fee | Upfront | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Rate guarantee | Rate guarantee for a period of 90 days. Terms & conditions and fees apply |
| Other | Split loans | Split your loan with our lowest variable rate |
| Other | Fixed terms | Choice of 1, 2, 3, 4 or 5 year fixed terms |
| Extra repayments | Extra repayments | the ability to make additional repayments of $10,000 per year during the fixed rate period without incurring a break cost fee |
| Eligibility: employment status | Full time, Part Time, Casual, Self Employed | |
| Eligibility: min age | 18 | 18 years and above |
| Eligibility: natural person | ||
| Eligibility: residency status | Customers who are Permanent Resident or Citizens may apply for the product | |
| Eligibility: other | Minimum deposit 5% | |
| Limit: min limit | 150000.00 | |
| Limit: min lvr | 0 | |
| Limit: max lvr | 0.9 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 3 years · owner occupied · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.44% | 6.69% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.99% | 6.61% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.09% | 6.53% |
| Fixed · 1 year · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.34% | 6.67% |
| Fixed · 1 year · owner occupied · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.29% | 6.48% |
| Fixed · 2 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.04% | 6.52% |
| Fixed · 4 years · owner occupied · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.54% | 6.81% |
| Fixed · 2 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.84% | 6.64% |
| Fixed · 5 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.24% | 6.76% |
| Fixed · 4 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.24% | 6.70% |
| Fixed · 4 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.34% | 6.87% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.24% | 6.78% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 6.47% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.74% | 6.43% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.14% | 6.70% |
| Fixed · 1 year · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 6.61% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.04% | 6.46% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.09% | 6.64% |
| Fixed · 5 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.29% | 6.89% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.29% | 6.79% |
| Fixed · 3 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.94% | 6.69% |
| Fixed · 1 year · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.04% | 6.64% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.99% | 6.66% |
| Fixed · 4 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.59% | 6.96% |
| Fixed · 1 year · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.99% | 6.45% |
| Fixed · 5 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.59% | 7.03% |
| Fixed · 3 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.49% | 6.85% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.34% | 6.93% |
| Fixed · 5 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 7.04% | 6.79% |
| Fixed · 3 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.19% | 6.76% |
| Fixed · 2 years · owner occupied · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.34% | 6.58% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.29% | 6.72% |
| Fixed · 4 years · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 7.04% | 6.76% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.89% | 6.53% |
| Fixed · 4 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.29% | 6.84% |
| Fixed · 2 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.39% | 6.75% |
| Fixed · 3 years · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.14% | 6.60% |
| Fixed · 5 years · owner occupied · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.54% | 6.89% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 7.19% | 6.62% |
| Fixed · 2 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.09% | 6.69% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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