Home loan rates › Easy Street
3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
Easy Street
A fixed rate for 3 years for owner occupiers wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.44% | 6.38% | Fixed · 3 years · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/L43-ES3YRF-OOPI- Content hash
sha256 14ca9951db5506437715f092e7e1470eb7ea98122758472c68a694f802252438- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_14ca9951db550643_4b61d9a7Show details
- Checked
- 1 Nov 2026
- URL
https://ebranch.easystreet.com.au/es-OpenBanking/cds-au/v1/banking/products/L43-ES3YRF-OOPI- Content hash
sha256 14ca9951db5506437715f092e7e1470eb7ea98122758472c68a694f802252438- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_APPLICATION_FEE | Upfront | $500.00 |
| LOAN_VARIATION_FEE | Event | $250.00 |
| SPECIAL_ATTENDANCE | Event | $300.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE | Event | $300.00 |
| LATE_PAYMENT | Late payment | $25.00 |
| DEFAULT_NOTICE_FEE | Transaction | $50.00 |
| FAILURE_TO_COMPLY_NOTICE | Event | $25.00 |
| RENTAL_OR_CONTRACT_PERFORMANCE_GUARANTEE | Event | $500.00 |
| EARLY_REPAYMENT_FEE_(ERF) | Event | $0.00 |
| PRODUCTION_OF_DEEDS | Event | $0.00 |
| SPECIAL_ATTENDANCE_FEE | Event | $0.00 |
| MORTGAGE_DEFAULT_NOTICE_FEE | Event | $0.00 |
| COPY_OF_PRINT_STATEMENT_-_FEE | Event | $1.50 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Extra repayments | No penalty for extra repayments, an Early Repayment Fee may apply if the loan is paid out and closed during the fixed rate term | |
| Other | Split loan | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent residency only | |
| Limit: min limit | 50000.00 | |
| Limit: min lvr | 0.01 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.44% | 6.38% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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