Renovating or building your dream home? Our construction loan could be right for you.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.09% | 6.82% | Variable · investment · interest only · LVR 80% or less | Construction | CDR | 1 Nov 2026 |
| 7.29% | 6.84% | Variable · investment · interest only · LVR 80%–90% | Construction | CDR | 1 Nov 2026 |
| 6.79% | 6.65% | Variable · owner occupied · interest only · LVR 80% or less | Construction | CDR | 1 Nov 2026 |
| 6.99% | 6.67% | Variable · owner occupied · interest only · LVR 80%–90% | Construction | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/4a2c80ac-bfa5-46c3-b998-9225b0f2238b- Content hash
sha256 8083f87255d05ab0edfd464d1f01252c149748d21c4a5b45bafee278d40dedd0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8083f87255d05ab0_de16f18eShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/4a2c80ac-bfa5-46c3-b998-9225b0f2238b- Content hash
sha256 8083f87255d05ab0edfd464d1f01252c149748d21c4a5b45bafee278d40dedd0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Redraw Fee | Event | $0.00 |
| Account Keeping Fee | Periodic | $0.00 |
| Annual Fee | Periodic | $199.00 |
| Establishment Fee | Upfront | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Interest payments | Only pay interest on the funds drawn down |
| Other | Funds | Funds withdrawn in stages, as you receive progress payment requests |
| Other | Interest only repayments | repayments for construction period (principal & interest repayments thereafter) |
| Eligibility: employment status | Full time, Part Time, Casual, Self Employed | |
| Eligibility: min age | 18 | 18 years and above |
| Eligibility: natural person | ||
| Eligibility: other | Minimum deposit 10% | |
| Eligibility: residency status | Customers who are Permanent Resident or Citizens may apply for the product | |
| Limit: min limit | 150000.00 | |
| Limit: min lvr | 0 | |
| Limit: max lvr | 0.9 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.29% | 6.84% |
| Variable · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.09% | 6.82% |
| Variable · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 6.65% |
| Variable · owner occupied · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.99% | 6.67% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:construction | Construction | Left out of the standard home loan table |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.