Home loan rates › NATIONAL AUSTRALIA BANK
NAB Base Variable Rate Home Loan
NATIONAL AUSTRALIA BANK
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Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.92% | 7.53% | Variable · investment · interest only | CDR | 1 Nov 2026 | |
| 7.21% | 7.21% | Variable · investment · principal and interest | CDR | 1 Nov 2026 | |
| 7.59% | 7.08% | Variable · owner occupied · interest only | CDR | 1 Nov 2026 | |
| 6.69% | 6.69% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.api.nab.com.au/cds-au/v1/banking/products/e34c524c-6323-468f-8e20-36130e256fd5- Content hash
sha256 33cf6d0865d92fd2d47a3d30d188b370d708b34da6db733193977e4279ab21cd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_33cf6d0865d92fd2_a29a157bShow details
- Checked
- 1 Nov 2026
- URL
https://openbank.api.nab.com.au/cds-au/v1/banking/products/e34c524c-6323-468f-8e20-36130e256fd5- Content hash
sha256 33cf6d0865d92fd2d47a3d30d188b370d708b34da6db733193977e4279ab21cd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | $0.00 |
| Mortgage Discharge Fee | Event | $350.00 |
| Production of documents | Event | $150.00 |
| Company name search | Event | $40.00 |
| Business name search | Event | $40.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | If you’re at least one full repayment ahead, you can redraw $500 or more with no fees. It’s simple to redraw using NAB Internet Banking. | |
| Digital banking | Control from your pocket. Stay on top of your home loan through the NAB App. You can track your home loan progress, estimate your property equity and more. | |
| Other | Flexible repayments. Choose when you make your repayments - weekly, fortnightly or monthly. | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent resident, or New Zealand citizen. Restrictions apply if residential address is an overseas addresss. | |
| Eligibility: other | Lending criteria apply. | |
| Limit: opening balance | 20000.00 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.69% | 6.69% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 7.59% | 7.08% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.21% | 7.21% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 7.92% | 7.53% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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