FSCU offer an Investment Home Loan for a member who is seeking to purchase or refinance an investment property, with competitive rates and unlimited extra repayments.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.69% | 6.70% | Variable · investment · principal and interest | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/23- Content hash
sha256 3e3cebc1da8ab6f162b064863c24b1460fd77c03b6eadae5b99257583aab8d3b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3e3cebc1da8ab6f1_17f2ccd2Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/23- Content hash
sha256 3e3cebc1da8ab6f162b064863c24b1460fd77c03b6eadae5b99257583aab8d3b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Home Loan 1st Mortgage Application Fee | Upfront | $300.00 |
| Existing Mortgage Increase Application Fee | Upfront | $150.00 |
| Discharge Mortgage Adm Fee## | Event | $150.00 |
| Mortgage Discharge Doc Fee ## | Event | $235.75 |
| LTO Mortgage Discharge ## | Event | $204.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | View the balance of the account and transfer extra funds whenever you like for free | |
| Extra repayments | Product has the option to accept extra repayments without incurring additional charges. | |
| Offset | The balance in this account reduces the interest you pay on your mortgage. | |
| Redraw | Free redraw available on advance repayments | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: other | To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services. | |
| Eligibility: residency status | Australian Residents only |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.69% | 6.70% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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