The Cash Management Account is tiered interest structure encourages you to save more, and reach your financial goals sooner.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.25% | Variable · $0–$5,000 | CDR | 1 Nov 2026 | |
| 1.30% | Variable · $5,000–$10,000 | CDR | 1 Nov 2026 | |
| 1.40% | Variable · $10,000–$25,000 | CDR | 1 Nov 2026 | |
| 1.50% | Variable · $25,000–$50,000 | CDR | 1 Nov 2026 | |
| 2.20% | Variable · $50,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Cash_Management- Content hash
sha256 2d50f25147e551719feaf513cd35fdfad62b31e255d00136cc77e2d86606d5b4- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2d50f25147e55171_ee9f8fa9Show details
- Checked
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Cash_Management- Content hash
sha256 2d50f25147e551719feaf513cd35fdfad62b31e255d00136cc77e2d86606d5b4- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| DECLINED_ATM/EFT_FEE | Transaction | $0.50 |
| DIRECT_DEBIT_REJECTION_FEE | Transaction | $10.00 |
| EFTPOS | Transaction | $0.50 |
| MONTHLY_VISA_CARD_FEE | Periodic | $2.00 |
| OVER_THE_COUNTER_CASH_WITHDRAWALS | Withdrawal | $1.50 |
| PAPER_STATEMENT_FEE | Periodic | $2.50 |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE | Transaction | $1.00 |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE | Transaction | $5.00 |
| OVERDRAWN_ACCOUNT_FEE | Withdrawal | $10.00 |
| DORMANT_ACCOUNT_FEE | Event | $10.00 |
| OVERDRAFT_ESTABLISHMENT_FEE | Upfront | $150.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa debit card | |
| Unlimited txns | ||
| Digital wallet | Apple, Samsung & Google Pay | |
| Digital banking | ||
| Free txns | 4 | |
| Free txns | 8 | |
| Unlimited txns | ||
| Free txns | 3 | |
| Other | Funds at Call | |
| Eligibility: residency status | Australian Residents only | |
| Eligibility: other | Minimum age 18 applies if applying for a overdraft |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 1.25% |
| Variable · $50,000 or more | 1 Nov 2026 | Current | 2.20% |
| Variable · $5,000–$10,000 | 1 Nov 2026 | Current | 1.30% |
| Variable · $25,000–$50,000 | 1 Nov 2026 | Current | 1.50% |
| Variable · $10,000–$25,000 | 1 Nov 2026 | Current | 1.40% |
Registered channels
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