Christmas is an expensive time of year. Start budgeting early and be prepared with a Christmas Club account. Funds are available for withdrawal from 1 November to 31 January each year.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.25% | Variable | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S8_S80001- Content hash
sha256 6646d785dd555d949cc642f7b1f81c852a3782b337794391015affa9e6024394- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6646d785dd555d94_27e01bfbShow details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S8_S80001- Content hash
sha256 6646d785dd555d949cc642f7b1f81c852a3782b337794391015affa9e6024394- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BULK_COIN_COUNTAGE | Deposit | 2.00% |
| STATEMENT_COPY | Event | $2.50 |
| OVERDRAWN_SAVINGS_ACCOUNT | Event | $20.00 |
| TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAY | Withdrawal | 0.25% |
| FOREIGN_CHEQUE_DEPOSIT | Transaction | $11.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Internet Banking and Mobile Banking App. | |
| Bill payment | BPAY | BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills. |
| Npp enabled | This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds. | |
| Other | Funds are available for withdrawal from 1 November to 31 January each year. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 2.25% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.