Earn Interest with unlimited transactions
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.60% | Variable · $0–$250,000 | Certain occupations | CDR | 1 Nov 2026 |
| 2.70% | Variable · $250,000 or more | Certain occupations | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/S19_Intro- Content hash
sha256 7aa0d0fd163bcc923b9d19f76400705c85f91e70482c7ff0f9b91309bc17b6a3- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_7aa0d0fd163bcc92_cdb0adafShow details
- Checked
- 1 Nov 2026
- URL
https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/S19_Intro- Content hash
sha256 7aa0d0fd163bcc923b9d19f76400705c85f91e70482c7ff0f9b91309bc17b6a3- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Homepedia notes
Figures, filters and rankings on this page follow the lender's Consumer Data Right data. Where that data contradicts itself, or another source says something different, we note it here and leave the figures as published.
The product name suggests an introductory rate, but the CDR data lists its rates as variable with no introductory period, so rate tables treat them as ongoing rates. Check with the lender whether the rate changes after an initial period.
Found in the CDR data itself · 1 Nov 2026
Fees
| Fee | Type | Amount |
|---|---|---|
| DORMANCY | Periodic | $20.00 |
| RECALL_OF_BPAY | Event | $12.00 |
| RECALL_OF_EXTERNAL_TRANSFER | Event | $40.00 |
| RECALL_OF_TELEGRAPHIC_TRANSFER_(WITHIN_AUSTRALIA_&_OVERSEAS) | Transaction | $35.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | Unlimited free internet transfers | |
| Npp enabled | ||
| Npp payid | ||
| Bill payment | BPAY | |
| Other | Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance. | |
| Notifications | Track payments with SMS and email alerts | |
| Digital banking | ||
| Eligibility: other | You must be a member. Membership is open to citizens or permanent residents of Australia who are current or former emplayees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $250,000 or more | 1 Nov 2026 | Current | 2.70% |
| Variable · $0–$250,000 | 1 Nov 2026 | Current | 5.60% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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