The Quickstart product is tailored to either PAYG or Self Employed applicants looking to purchase an Owner Occupied property using the Australian Government 5% Deposit Scheme.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.14% | 7.18% | Variable · owner occupied · principal and interest · LVR 80%–98% | First home buyers | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.resimac.com.au/cds-au/v1/banking/products/Resi-QKST- Content hash
sha256 97b34a4c2fd595fdfff5d9eb03d31aa3912edccda223bc92569d273bfdb80b15- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_97b34a4c2fd595fd_60bfaa75Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.resimac.com.au/cds-au/v1/banking/products/Resi-QKST- Content hash
sha256 97b34a4c2fd595fdfff5d9eb03d31aa3912edccda223bc92569d273bfdb80b15- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender Settlement Fee | Event | $199.00 |
| Legal document preparation fee | Other | Set in your letter of offer |
| Extra Statement Fee | Event | $5.50 |
| Manual Redraw Fee | Event | $26.00 |
| Priority Payment Fee | Event | $15.00 |
| Arrears Management Fee | Event | $55.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Settlement Payment Fee - WBC | Payment | $1.50 |
| Settlement Payment Fee - Non WBC accounts | Payment | $12.00 |
| Settlement Cancellation Fee | Event | $55.00 |
| Variation fee | Variation | Set in your letter of offer |
| Discharge Fee | Event | $300.00 |
| Document retrieval fee | Event | $25.00 |
| Valuation Fee | Other | Set in your letter of offer |
| Third party fees | Other | Set in your letter of offer |
| Panel Solicitor fee - Discharge | Other | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | |
| Card access | Visa Debit | |
| Digital banking | ||
| Extra repayments | ||
| Offset | ||
| Redraw | ||
| Unlimited txns | ||
| Other | P&I Repayments | |
| Other | Split loan - Part fixed / part variable | |
| Other | Dynamic repayments | |
| Eligibility: residency status | Australian citizens and permanent residents | |
| Eligibility: min age | 18 | |
| Eligibility: other | First home buyers | |
| Eligibility: other | Must meet the Australian Government 5% Deposit Scheme eligibility requirements | |
| Eligibility: other | Borrowers looking to purchase an owner occupied residence | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 1470000.00 | |
| Limit: min lvr | 0.8001 | |
| Limit: other | Maximum LVR | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 80%–98% | 1 Nov 2026 | Current | 7.14% | 7.18% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:first-home-buyer | First home buyers | Filter; shown in the row |
Registered channels
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