Home loan rates › Aussie Select
Aussie Select Basic 3 Year Fixed (Owner Occupied)
Aussie Select
CDR official
A no-frills fixed rate home loan offering repayment certainty, with limited additional repayment options.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.24% | 6.74% | Fixed · 3 years · owner occupied · interest only · LVR 60% or less · $100,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 7.24% | 6.74% | Fixed · 3 years · owner occupied · interest only · LVR 60%–70% · $100,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 7.24% | 6.74% | Fixed · 3 years · owner occupied · interest only · LVR 70%–80% · $100,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 6.99% | 6.67% | Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less · $100,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 6.99% | 6.67% | Fixed · 3 years · owner occupied · principal and interest · LVR 60%–70% · $100,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 6.99% | 6.67% | Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% · $100,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 7.19% | 6.73% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% · $100,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 7.39% | 6.87% | Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% · $100,000–$5,000,000 | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.cdr.aussie.com.au/cds-au/v1/banking/products/fd756c33-2a44-4c29-be0a-8de1ba18a2da- Content hash
sha256 6ca7e6ace7bf7f63b7fb5fdfcf9a69ffb627874a94dca4838b257b2e7c95ba07- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6ca7e6ace7bf7f63_97a3a59eShow details
- Checked
- 1 Nov 2026
- URL
https://prd.cdr.aussie.com.au/cds-au/v1/banking/products/fd756c33-2a44-4c29-be0a-8de1ba18a2da- Content hash
sha256 6ca7e6ace7bf7f63b7fb5fdfcf9a69ffb627874a94dca4838b257b2e7c95ba07- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Consent Fee | Event | $300.00 |
| Settlement Fee (Discharge) | Event | $535.00 |
| Document Handling Fee | Event | $50.00 |
| Early Repayment Adjustment | Exit | Set in your letter of offer |
| Enforcement Costs | Event | Set in your letter of offer |
| Further Advance Application Fee | Event | $400.00 |
| Late Payment Fee | Late payment | $50.00 |
| Lenders Mortgage Insurance Premium | Other | Set in your letter of offer |
| Payment Dishonour Fee | Dishonour | $10.00 |
| Special Attendance Fee | Event | $300.00 |
| Settlement Cheque Fee | Event | $10.00 |
| Urgent Transfer Fee | Event | $30.00 |
| Valuation Fee | Event | $300.00 |
| Variation Fee | Event | $100.00 |
| Documentation Fee | Event | Set in your letter of offer |
| Rate Lock Fee | Event | $750.00 |
| Legal Fee | Event | $330.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Additional repayments | Additional repayments can be made up to 5% of the original fixed loan approved amount as at the start of the fixed rate term per year. Break costs may apply beyond 5%. |
| Guarantor | Guarantor | A person that helps you secure a loan by providing additional security |
| Other | Loan Term | 10-30 years (Subject to our approval) |
| Other | Switching your loan | Ability to switch your loan or repayment type, for example switching from an Aussie Select Basic Variable Rate to an Aussie Select Basic Fixed Rate home loan or switch from Principal and Interest repayments to Interest Only payments. |
| Other | Loan portability | Ability to substitute security property and keep existing loan. Fees and break costs may apply |
| Other | Acceptable Loan Purposes | This loan can be used for the purposes of owner occupied property purchases, refinancing your existing home loan, personal needs (e.g. home renovations, consolidation of personal debt, personal investments). |
| Digital banking | Wherever you are in the world, we give you the choice and control to securely manage all of your accounts online. | |
| Eligibility: min age | 18 | Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older. |
| Eligibility: natural person | Individuals | Must be a natural person, non-individuals not accepted |
| Eligibility: residency status | Applicable residency status | Eligible applicants must be an Australian citizen, permanent resident, or specified temporary Australian resident; a New Zealand citizen; or an overseas citizen applying jointly with an Australian citizen or permanent resident. |
| Eligibility: other | Sufficient security | The loan must be supported by sufficient security, which includes an acceptable residential mortgage and, if applicable, a guarantor providing additional security. |
| Eligibility: other | Applications for home loans are subject to the Bank's normal credit approval. | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 5000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less · $100,000–$5,000,000 | 1 Nov 2026 | Current | 6.99% | 6.67% |
| Fixed · 3 years · owner occupied · interest only · LVR 60% or less · $100,000–$5,000,000 | 1 Nov 2026 | Current | 7.24% | 6.74% |
| Fixed · 3 years · owner occupied · interest only · LVR 60%–70% · $100,000–$5,000,000 | 1 Nov 2026 | Current | 7.24% | 6.74% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60%–70% · $100,000–$5,000,000 | 1 Nov 2026 | Current | 6.99% | 6.67% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% · $100,000–$5,000,000 | 1 Nov 2026 | Current | 6.99% | 6.67% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% · $100,000–$5,000,000 | 1 Nov 2026 | Current | 7.19% | 6.73% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% · $100,000–$5,000,000 | 1 Nov 2026 | Current | 7.39% | 6.87% |
| Fixed · 3 years · owner occupied · interest only · LVR 70%–80% · $100,000–$5,000,000 | 1 Nov 2026 | Current | 7.24% | 6.74% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.