Use the equity in your home for a line of credit that you can conveniently use to meet your financial needs
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · other · other | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S3_S30001- Content hash
sha256 78a5c5d6774d16262015795c64ff51b807622b1ceb3a6ac41744b0e88bc341e7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_78a5c5d6774d1626_66a3b5f1Show details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S3_S30001- Content hash
sha256 78a5c5d6774d16262015795c64ff51b807622b1ceb3a6ac41744b0e88bc341e7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| 5_MONTHLY_FEE | Periodic | $5.00 |
| 250_ESTABLISHMENT_FEE | Upfront | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Overdraft | ||
| Digital banking | Internet Banking and Mobile Banking App. | |
| Card access | Visa Debit | |
| Additional cards | ||
| Digital banking | Internet Banking and Mobile Banking App. | |
| Npp payid | Create a PayID through Horizon Banks Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details. | |
| Npp enabled | This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds | |
| Digital wallet | Apple Pay, Samsung Pay and Google Pay | |
| Bill payment | BPAY | BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills. |
| Other | Manage payments from your bank account using PayTo. | |
| Eligibility: natural person | ||
| Limit: min balance | 50000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · other · other | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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