Home loan rates › ORANGE CREDIT UNION LTD
Premium Home Loan Fixed 12 mths P&I Owner Occupied
ORANGE CREDIT UNION LTD
Premium Home Loan Fixed 12 mths P&I Owner Occupied
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.44% | 6.45% | Fixed · 1 year · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/L1_PREMIUM_FIXED_1YR_OO_PI- Content hash
sha256 eb1f9d5576ef29fc0a8de9a7ce73040bf1fc53d076464211b7571cd3f825e09e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_eb1f9d5576ef29fc_060259ceShow details
- Checked
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/L1_PREMIUM_FIXED_1YR_OO_PI- Content hash
sha256 eb1f9d5576ef29fc0a8de9a7ce73040bf1fc53d076464211b7571cd3f825e09e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $155.00 |
| LOAN_SECURITY_DISCHARGE_FEE | Exit | $200.00 |
| SWITCH_FEE | Event | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Other | Included in Relationship Rebate | |
| Other | Can be used for building | |
| Other | Easy to apply for loan | |
| Other | Partial split loan | |
| Other | Suitable for vacant land | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must be an Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria, terms and conditions apply | |
| Eligibility: other | Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). | |
| Limit: min balance | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.44% | 6.45% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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