Savings account rates › HSBC Bank Australia Limited – Wholesale Banking

Current Account

HSBC Bank Australia Limited – Wholesale Banking

CDR official

HSBC's primary current offering known as a Business Cheque Account is an interest bearing account aimed at meeting Corporate's daily banking needs with the flexibility of easy access and control. This account type is of particular relevance for clients with a need to conduct ACH transactions. Customer benefits include:1)Attractive Interest Rates, 2)Online access via HSBCnet and 3) Competitive fees.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Source	Since
0.00%	Fixed	CDR	1 Nov 2026
0.60%	Fixed	CDR	1 Nov 2026
1.40%	Fixed	CDR	1 Nov 2026

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/CUA
Content hash: sha256 708735a0cb43d4c046e8ed1a236013a793c68c9a92d03c1a2803e3cafa90896a
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_708735a0cb43d4c0_09db885eShow details

Checked: 1 Nov 2026
URL: https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/CUA
Content hash: sha256 708735a0cb43d4c046e8ed1a236013a793c68c9a92d03c1a2803e3cafa90896a
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Fee per transaction on the account	Transaction	$0.40
Cheque clearing charges per item	Transaction	$0.75
Cheque book - charge per cheque written	Transaction	$1.00
Inward Transfers - International Telegraphic Transfer (TT) receipt	Transaction	$10.00
Inward Transfers - Local RTGS receipt	Transaction	$10.00
Inward Transfers - Foreign currency cheques and drafts sent for collection	Transaction	$40.00
Inward Transfers - Foreign currency cheques and drafts purchased	Transaction	$40.00
Inward Transfers - Dishonour of foreign currency cheques	Transaction	$0.00
Transfers Between Accounts - Domestic Funds transfers between accounts with HSBC via HSBCnet	Transaction	$0.25
Outward Transfers - Overnight domestic funds transfers using ACH or autoPay via HSBCnet	Transaction	$0.25
Outward Transfers - Domestic Telegraphic Transfers also known as Local RTGS [see info]	Transaction	$15.00
Outward Transfers - International Telegraphic Transfers also known as Priority Payments [see info]	Transaction	$25.00
Outward Transfers - Payments instructed via fax or in hard copy on original HSBC application form	Transaction	$60.00
Outward Transfers - Telegraphic Transfer initiated via other form of instructions [see info]	Transaction	$60.00
Outward Transfers - OUR Fee charge [see info]	Transaction	$50.00
Outward Transfers - Referral fee for authorisation of payment	Transaction	$50.00
Outward Transfers - Payment tracing fee(per trace or follow up)	Transaction	$50.00
Outward Transfers - Amendment/Cancellation/Return of remitted payment	Transaction	$50.00
Manual Standing Instructions - To an HSBC account	Transaction	$5.00
Manual Standing Instructions - To an account at another domestic bank	Transaction	$5.00
Manual Standing Instructions - Other Payments	Transaction	$5.00
Manual Standing Instructions - Non-payment due to lack of funds	Transaction	$35.00
Direct Debit Request - Direct Debit set up	Event	$500.00
Direct Debit Request - Transaction Fee	Transaction	$0.25
Direct Debit Request - Return Fee per item	Transaction	$5.00
Direct Debit Request - Trace Request (per request)	Transaction	$15.00
Direct Credits - Fee per credit transaction	Transaction	$0.25
Direct Credits - Returned transactions (per item)	Transaction	$5.00
Direct Credits - Payment tracing (per trace)	Transaction	$15.00
Direct Debits - Dishonour / rejection fee	Transaction	$35.00
Foreign Currency Notes - Bank buys and pays AUD	Transaction	$10.00
Foreign Currency Notes - Bank sells and receives AUD	Transaction	$10.00
BPay® payments - Per BPay® payment	Transaction	$0.25
Cheque Fees - Stop payment request	Transaction	$15.00
Cheque Fees - Dishonours - cheques drawn by you	Transaction	$35.00
Cheque Fees - Dishonours - cheques deposited by you	Transaction	$5.00
Cheque Fees - Bank cheque - Request initiated via HSBCnet	Transaction	$15.00
Cheque Fees - Bank cheque - Other requests	Transaction	$25.00
Cheque Fees - Bank cheque - Replacement of lost or stolen Bank cheque	Transaction	$25.00
Cheque Fees - Bank cheque - Repurchase Bank cheque	Transaction	$10.00
Cash Handling Fees - Local currency - [See info]	Transaction	0.50%
Cash Handling Fees - Foreign currency - [See info]	Transaction	1.25%
Transactions through an alliance bank branch - Deposits - cheques	Transaction	$6.00
Transactions through an alliance bank branch - Deposits - cash	Transaction	0.85%
Transactions through an alliance bank branch - Cheque cashing	Transaction	1.50%
Cheque encashment facility - set up	Upfront	$100.00
Cheque encashment facility amendment	Event	$50.00
Real Time Payments	Transaction	$0.50
Real Time Payments to accounts within HSBC Australia	Transaction	$0.25
Returned Real Time Payments	Transaction	$0.00
Real Time Payment Receipts	Transaction	$0.00
Paper Billing Invoices	Periodic	$8.25

Features and eligibility

Item	Value	Details
Digital banking

Rate history

Rate	From	To	Rate p.a.
Fixed	1 Nov 2026	Current	1.40%
Fixed	1 Nov 2026	Current	0.60%
Fixed	1 Nov 2026	Current	0.00%

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