Savings account rates › BOQ Specialist
32 Day Notice Account
BOQ Specialist
If you need more frequent access to your savings, our notice account features a competitive interest rate, that is calculated on the daily closing credit balance of your account and paid monthly, and gives you access to your money after providing 32 days’ notice. A good choice for you if you are saving for a goal such as a deposit on a house, new car or holiday, you would like to make regular deposits to your savings, and if you prefer a variable interest rate.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.95% | Introductory | Introductory rate for a limited period, then the standard rate applies Notice needed before you withdraw Not compared in rate tables Certain occupations | CDR | 1 Nov 2026 |
| 4.00% | Variable | Notice needed before you withdraw Certain occupations | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/0c186288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 249c8fbe5f987aaa869d82ff2b23023694dac32a769ab213b508da3eb94e4445- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_249c8fbe5f987aaa_600327b9Show details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/0c186288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 249c8fbe5f987aaa869d82ff2b23023694dac32a769ab213b508da3eb94e4445- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee | Event | $15.00 |
| Bank Audit Certificate | Event | $30.00 |
| Bank Cheque Fee | Event | $10.00 |
| Optional Overdraft Facility Application Fee | Upfront | $0.00 |
| Transaction Fee (overnight) | Transaction | $0.00 |
| Replacement of Online Banking security credential | Replacement | $50.00 |
| Dishonour Fee | Dishonour | $45.00 |
| Direct Debit Fee | Payment | $0.00 |
| Transaction Fee (international) | Transaction | $30.00 |
| Trace Fee | Event | $20.00 |
| Account keeping Fee | Periodic | $0.00 |
| Duplicate and Interim Statement Fee | Enquiry | $5.00 |
| Online Banking Security credential | Replacement | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | A savings account with funds available with 32 days prior notice | |
| Other | Competitive interest rate on credit balances and no monthly account keeping fees | |
| Other | Add funds to account at any time | |
| Other | Interest calculated daily and paid monthly | |
| Other | No minimum balance requirements | |
| Digital banking | Keep track of your investment by using online or mobile banking to keep tabs on your earnings. | |
| Eligibility: residency status | Resident or Citizen | |
| Eligibility: min age | 18 | |
| Eligibility: other | Product is offered to medical, dental, veterinary & accounting professionals only | |
| Limit: opening balance | 10000.0000000000 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Introductory | 1 Nov 2026 | Current | 0.95% |
| Variable | 1 Nov 2026 | Current | 4.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-additive | Bonus adds to the base rate | Base and bonus shown separately |
access:notice-to-withdraw | Notice to withdraw | Shown in the row |
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
bonus-conditions-free-text | Reason this product is not ranked | |
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