Construction Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.64% | 9.04% | Variable · unconstrained · interest only | Construction | CDR | 1 Nov 2026 |
| 8.64% | 9.04% | Variable · unconstrained · interest only | Construction | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/27572835-a272-4f6f-8a8a-7e8f7ea2a311/adapter/cds-au/v1/banking/products/Bluestone%20Construction%20Home%20Loan- Content hash
sha256 8b3da2a0562a9b80341f32be8b1e60c3498987b8da1caed1c1636fa42e66b7b9- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8b3da2a0562a9b80_5c12cf8bShow details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/27572835-a272-4f6f-8a8a-7e8f7ea2a311/adapter/cds-au/v1/banking/products/Bluestone%20Construction%20Home%20Loan- Content hash
sha256 8b3da2a0562a9b80341f32be8b1e60c3498987b8da1caed1c1636fa42e66b7b9- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly account keeping fee | Periodic | $15.00 |
| Loan settlement fee | Upfront | $199.00 |
| Legal fee | Upfront | Set in your letter of offer |
| Establishment fee | Upfront | $1,999.00 |
| Risk fee | Upfront | 1.25% |
| Valuation fee | Upfront | Set in your letter of offer |
| Loan variation fee | Variation | Set in your letter of offer |
| Loan discharge fee | Exit | $500.00 |
| Company or Trust Assessment fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | We accept both traditional and alternative documentation for income verification | |
| Extra repayments | ||
| Redraw | Redraw facility allows you to access extra repayments made. Only available post construction on Construction (Line of Credit) split. | |
| Other | Interest Only available for 2 to 5 years | |
| Offset | No additional fees. One offset facility per variable loan split. Only available post construction on Construction (Line of Credit) split | |
| Other | Available for both owner-occupier and investment purpose | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian or New Zealand citizens or permanent residents living in Australia | |
| Eligibility: other | All applications are subject to credit assessment and eligibility criteria | |
| Limit: other | ||
| Limit: min limit | 100000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · unconstrained · interest only | 1 Nov 2026 | Current | 8.64% | 9.04% |
| Variable · unconstrained · interest only | 1 Nov 2026 | Current | 8.64% | 9.04% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:construction | Construction | Left out of the standard home loan table |
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