Home loans with more than just low rates
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.33% | 6.33% | Variable · owner occupied · principal and interest | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L6_Offset_Police_Variable_Home_Loan_IC83- Content hash
sha256 abd7412f0ee80f4b0a802fb35e9963587e85250e2520ac565ec45268dd74525c- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_abd7412f0ee80f4b_3531a498Show details
- Checked
- 1 Nov 2026
- URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L6_Offset_Police_Variable_Home_Loan_IC83- Content hash
sha256 abd7412f0ee80f4b0a802fb35e9963587e85250e2520ac565ec45268dd74525c- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $600.00 |
| MORTGAGE_ESTABLISHMENT_FEE_EXISTING_LOAN | Upfront | $300.00 |
| SWITCHING_LOAN_PRODUCTS | Upfront | $200.00 |
| PRODUCTION_OF_TITLE_FEE | Upfront | $330.00 |
| TOP-UP_FEE | Upfront | $200.00 |
| REPRESENTATION_FEE | Event | $99.00 |
| SECURITY_SUBSTITUTION_FEE | Event | $400.00 |
| DISCHARGE_FEE | Event | $295.00 |
| TITLE_SEARCH_FEE | Event | $25.00 |
| FINANCIAL_INSTITUTION_CHEQUE | Transaction | $0.00 |
| REDRAW | Transaction | $0.00 |
| VALUATION_FEE | Upfront | $300.00 |
| VALUATION_FEE_-_NON_STANDARD | Cash advance | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Insurance | No-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period) | |
| Offset | ||
| Extra repayments | Unlimited additional repayments | |
| Eligibility: employment status | PAYG income and be outside any probationary periods of employment | |
| Eligibility: residency status | Australian citizen | |
| Eligibility: other | Member of BankVic | |
| Eligibility: other | Police Officer | |
| Eligibility: min age | 18 | |
| Limit: min limit | 20000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.33% | 6.33% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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