A savings account for under-18s that offers bonus interest for regular savers
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.20% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 0.35% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products/KS- Content hash
sha256 e911d60879aacbe7ec1f483a8fa9c5d5dc4068e9c8a775d07f6d266e83b3c8ce- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e911d60879aacbe7_009449e0Show details
- Checked
- 1 Nov 2026
- URL
https://id-ob.suncorpbank.com.au/cds-au/v1/banking/products/KS- Content hash
sha256 e911d60879aacbe7ec1f483a8fa9c5d5dc4068e9c8a775d07f6d266e83b3c8ce- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account keeping fee | Periodic | $0.00 |
| Copy of bank cheque | Event | $12.00 |
| Interest Certificate | Event | $10.00 |
| Physical Security Token | Event | $20.00 |
| Record search/copy fee (cheques, records, retrieval) | Event | $70.00 |
| Request for Audit Certificate | Event | $30.00 |
| Stop Payment Request - bank cheques | Event | $15.00 |
| Trace/recall of funds request | Event | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | ||
| Other | Pay $0 account keeping fees | |
| Other | No minimum balance to earn standard interest | |
| Digital banking | ||
| Other | Earn Bonus Interest when you deposit at least $20 each month and make no more than 1 withdrawal in the calendar month. | |
| Other | No maximum balance | |
| Eligibility: max age | 11-18 | Where the child is aged 11 <18 years, the account can be opened and operated by the child either solely or as a shared account with the parent/guardian. |
| Eligibility: max age | 11 | Where the child is under 11 years of age - parent/guardian consent is required to open the account. The parent/guardian will have full access to operate the account and the child cannot transact. |
| Eligibility: natural person | Account owners must be individuals as personal customers for personal use | |
| Eligibility: max age | 18 | Account owners must be under 18 |
| Eligibility: max age | 18 | On turning 18 years of age, the accountholder will no longer be eligible to hold a Kids Savings account. We will write to you and convert the account to a Suncorp Bank Everyday Options Account. |
| Eligibility: residency status | Account owners must be residents of Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.35% |
| Bonus | 1 Nov 2026 | Current | 4.20% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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