The ORDE Retained Stock product allows refinance and equity release on residential properties to be retained by the developer within 12 months of completion.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.74% | 9.07% | Variable · investment · unconstrained · LVR 80% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/c824d92f-d5bd-4699-b861-b07b145ef382/adapter/cds-au/v1/banking/products/ResiRetainedStock- Content hash
sha256 e2683421b336b7ba0373b7d610a21f913ba7187658bb36204f68789785304617- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e2683421b336b7ba_ffa074dcShow details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/c824d92f-d5bd-4699-b861-b07b145ef382/adapter/cds-au/v1/banking/products/ResiRetainedStock- Content hash
sha256 e2683421b336b7ba0373b7d610a21f913ba7187658bb36204f68789785304617- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Construction Progress Fee | Event | $120.00 |
| Insurance Confirmation Fee | Event | $45.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Variation Fee | Variation | $495.00 |
| Early Repayment Fee | Exit | 0.00% |
| Discharge Adminstration Fee | Exit | Set in your letter of offer |
| Default File Attendance Fee | Event | $75.00 |
| Guarantor Default Notice fee | Event | $88.00 |
| Priority Discharge Fee | Event | $195.00 |
| Production of Title | Event | $195.00 |
| Repayment Transaction Fee | Payment | 0.00% |
| Special Attendance Fee | Event | $395.00 |
| Default Notice Fee | Event | $400.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
| Solicitors Fee | Upfront | Set in your letter of offer |
| Application Fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Maximum 4 loan splits | |
| Redraw | Free redraw | |
| Extra repayments | Extra repayments available without penalty. | |
| Eligibility: other | Additional factors such as loan size, employment tenure, security type or credit history may impact your eligibility for this interest rate. Refer to eligibility or discuss with your Broker. | |
| Eligibility: residency status | Australian Citizen or Permanent Resident | |
| Eligibility: min age | 18 | |
| Limit: max balance | 3500000.00 | |
| Limit: min limit | 100000.00 | |
| Limit: max lvr | 0.75 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · unconstrained · LVR 80% or less | 1 Nov 2026 | Current | 8.74% | 9.07% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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