Our Choice Investment Interest Only Loan Allows Payment Of Only The Interest On The Principle Amount, With A Low Variable Intereset Rate.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.99% | 7.04% | Variable · investment · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/56- Content hash
sha256 5ad3ce3238c2c46aeb04756001856453f4b9ab017b333b5ca46feb1c1a3d737a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5ad3ce3238c2c46a_9ee933c6Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/56- Content hash
sha256 5ad3ce3238c2c46aeb04756001856453f4b9ab017b333b5ca46feb1c1a3d737a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge of Mortgage Fee | Upfront | $649.02 |
| Veda credit report fee | Upfront | $19.95 |
| Loan Establishment Fee | Event | $655.00 |
| Loan Establishment Fee | Event | $705.00 |
| Loan Establishment Fee # | Upfront | $855.00 |
| Loan Contract Variation Fee | Event | $225.00 |
| Guarantee Security Fee | Event | $225.00 |
| Discharge of Mortgage Fee | Upfront | $125.00 |
| Credit Bureau Default Listing | Event | $50.00 |
| Security Handling Fee | Event | $200.00 |
| IPEX Fee - Loan Funding # | Upfront | $35.00 |
| Settlement Fee | Event | $150.00 |
| Debt Agreement Fee | Event | $150.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone | |
| Extra repayments | ||
| Loyalty program | "Relationship Rewards" | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking |
| Other | No Monthly Account Keeping Fees | |
| Other | No Loan Service Fees | |
| Other | No Penalties For Early Payouts | |
| Unlimited txns | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking | |
| Eligibility: min age | 18 | |
| Eligibility: other | Subject To Eligibility For Credit Via Loan Application Assessment | |
| Eligibility: residency status | Australian Citizens Or Permanent Residents | Residents Of Australia Are Eligible |
| Limit: max lvr | 0.70 | |
| Limit: min limit | 250000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only | 1 Nov 2026 | Current | 6.99% | 7.04% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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