Home loan rates › Bank of Melbourne
Fixed Rate Home Loan
Bank of Melbourne
CDR officialNot ranked in rate tables
Lock in a little certainty with a fixed interest rate for 1-5 years.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.94% | 7.21% | Fixed · 1 year · investment · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 9.38% | Fixed · 1 year · investment · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.31% | Fixed · 1 year · investment · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 9.48% | Fixed · 1 year · investment · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 7.61% | Fixed · 1 year · investment · interest only · LVR 80%–90% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.54% | 9.77% | Fixed · 1 year · investment · interest only · LVR 80%–90% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.94% | 7.22% | Fixed · 2 years · investment · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 9.13% | Fixed · 2 years · investment · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.32% | Fixed · 2 years · investment · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 9.23% | Fixed · 2 years · investment · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 7.61% | Fixed · 2 years · investment · interest only · LVR 80%–90% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.54% | 9.52% | Fixed · 2 years · investment · interest only · LVR 80%–90% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.19% | 7.30% | Fixed · 3 years · investment · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 8.99% | Fixed · 3 years · investment · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.29% | 7.39% | Fixed · 3 years · investment · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 9.09% | Fixed · 3 years · investment · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.59% | 7.69% | Fixed · 3 years · investment · interest only · LVR 80%–90% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.79% | 9.38% | Fixed · 3 years · investment · interest only · LVR 80%–90% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 7.39% | Fixed · 4 years · investment · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.59% | 8.90% | Fixed · 4 years · investment · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 7.49% | Fixed · 4 years · investment · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.69% | 9.00% | Fixed · 4 years · investment · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.79% | 7.79% | Fixed · 4 years · investment · interest only · LVR 80%–90% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.99% | 9.29% | Fixed · 4 years · investment · interest only · LVR 80%–90% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 7.43% | Fixed · 5 years · investment · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.59% | 8.76% | Fixed · 5 years · investment · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 7.53% | Fixed · 5 years · investment · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.69% | 8.86% | Fixed · 5 years · investment · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.79% | 7.83% | Fixed · 5 years · investment · interest only · LVR 80%–90% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.99% | 9.15% | Fixed · 5 years · investment · interest only · LVR 80%–90% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.84% | 7.21% | Fixed · 1 year · investment · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 9.37% | Fixed · 1 year · investment · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.94% | 7.31% | Fixed · 1 year · investment · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 9.46% | Fixed · 1 year · investment · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 7.60% | Fixed · 1 year · investment · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.44% | 9.76% | Fixed · 1 year · investment · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.84% | 7.21% | Fixed · 2 years · investment · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 9.11% | Fixed · 2 years · investment · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.94% | 7.31% | Fixed · 2 years · investment · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 9.21% | Fixed · 2 years · investment · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 7.60% | Fixed · 2 years · investment · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.44% | 9.50% | Fixed · 2 years · investment · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.09% | 7.28% | Fixed · 3 years · investment · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.29% | 8.96% | Fixed · 3 years · investment · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.19% | 7.38% | Fixed · 3 years · investment · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 9.05% | Fixed · 3 years · investment · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 7.68% | Fixed · 3 years · investment · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.69% | 9.35% | Fixed · 3 years · investment · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 7.40% | Fixed · 4 years · investment · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.54% | 8.87% | Fixed · 4 years · investment · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.44% | 7.50% | Fixed · 4 years · investment · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.64% | 8.97% | Fixed · 4 years · investment · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.74% | 7.80% | Fixed · 4 years · investment · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.94% | 9.26% | Fixed · 4 years · investment · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 7.43% | Fixed · 5 years · investment · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.54% | 8.72% | Fixed · 5 years · investment · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.44% | 7.53% | Fixed · 5 years · investment · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.64% | 8.82% | Fixed · 5 years · investment · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.74% | 7.83% | Fixed · 5 years · investment · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.94% | 9.11% | Fixed · 5 years · investment · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.05% | Fixed · 1 year · owner occupied · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 8.88% | Fixed · 1 year · owner occupied · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.15% | Fixed · 1 year · owner occupied · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 8.98% | Fixed · 1 year · owner occupied · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.08% | Fixed · 2 years · owner occupied · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 8.71% | Fixed · 2 years · owner occupied · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.18% | Fixed · 2 years · owner occupied · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 8.81% | Fixed · 2 years · owner occupied · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.29% | 7.18% | Fixed · 3 years · owner occupied · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 8.63% | Fixed · 3 years · owner occupied · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 7.28% | Fixed · 3 years · owner occupied · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.59% | 8.73% | Fixed · 3 years · owner occupied · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 7.31% | Fixed · 4 years · owner occupied · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.69% | 8.59% | Fixed · 4 years · owner occupied · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.59% | 7.41% | Fixed · 4 years · owner occupied · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.79% | 8.69% | Fixed · 4 years · owner occupied · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 7.36% | Fixed · 5 years · owner occupied · interest only · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.69% | 8.50% | Fixed · 5 years · owner occupied · interest only · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.59% | 7.46% | Fixed · 5 years · owner occupied · interest only · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.79% | 8.60% | Fixed · 5 years · owner occupied · interest only · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.74% | 7.02% | Fixed · 1 year · owner occupied · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.94% | 8.85% | Fixed · 1 year · owner occupied · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.84% | 7.12% | Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 8.95% | Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.42% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 9.24% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.74% | 7.03% | Fixed · 2 years · owner occupied · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.94% | 8.64% | Fixed · 2 years · owner occupied · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.84% | 7.13% | Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 8.74% | Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.43% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 9.04% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.94% | 7.10% | Fixed · 3 years · owner occupied · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 8.52% | Fixed · 3 years · owner occupied · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.20% | Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 8.62% | Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 7.50% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.54% | 8.91% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.09% | 7.18% | Fixed · 4 years · owner occupied · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.29% | 8.43% | Fixed · 4 years · owner occupied · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.19% | 7.28% | Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.39% | 8.53% | Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.49% | 7.58% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.69% | 8.82% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.24% | Fixed · 5 years · owner occupied · principal and interest · LVR 70% or less | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.34% | 8.33% | Fixed · 5 years · owner occupied · principal and interest · LVR 70% or less | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 7.34% | Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.44% | 8.43% | Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.54% | 7.63% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | Package rate: an annual package fee usually applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.74% | 8.72% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMHLFixedRate- Content hash
sha256 5d21810e39d2d26b4cf40ba4431b6c627b701031e01d4d3a9baa4ce8763340af- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5d21810e39d2d26b_0ee5b807Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMHLFixedRate- Content hash
sha256 5d21810e39d2d26b4cf40ba4431b6c627b701031e01d4d3a9baa4ce8763340af- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lending Establishment Fee | Upfront | $600.00 |
| Loan Account Fee | Periodic | $8.00 |
| Document Processing Fee | Event | $100.00 |
| Property Valuer Fee | Event | Set in your letter of offer |
| Missed Payment Fee | Late payment | $15.00 |
| Loan Discharge Fee | Exit | $350.00 |
| Lenders Mortgage Insurance Premium | Upfront | Set in your letter of offer |
| Annual Advantage Package Fee | Periodic | $395.00 |
| Break Cost fee | Event | Set in your letter of offer |
| Fixed Rate - Lock-In Fee | Event | 0.15% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Flexible repayments: Choose to make your repayments weekly, fortnightly or monthly | |
| Other | Lock in a fixed rate - Lock in your fixed rate when you apply, so if rates rise before you settle, you won't be affected (fees apply). | |
| Other | Interest in advance: Choose to pay interest in advance on investment loans and get 0.2% p.a. off the fixed interest rate for the interest in advance period. | |
| Complementary product discounts | Advantage Package Option and save: With a Bank of Melbourne Advantage Package, you can get discounted interest rates and fees when you package your home loan, credit card and transaction account. An annual package fee of $395 applies. | |
| Other | Family Pledge: Use the equity in a family member's home to help you on your home buying journey and maximise the amount you can borrow. | |
| Other | At the end of your fixed rate period, choose to re-fix your interest rate for another fixed rate period or let it revert automatically to our standard variable interest rate | |
| Redraw | For loans fixed from 17 May 2020: During a fixed rate period, customers can only redraw available funds that have been paid into the loan during the fixed rate period, up to the prepayment threshold. The prepayment threshold is $30,000.For loans fixed before 17 May 2020: During the fixed rate period, customers can only redraw up to $10,000 in each 12-month period (anniversary year) | |
| Digital banking | ||
| Other | Option to Loan Split/Subsequent Loan Sequence | |
| Other | The product includes a combination loan feature. | |
| Other | The product provides options which includes reduced repayment, repayment holiday and portability features | |
| Other | The product includes a Relocation Loan End Debt feature | |
| Other | The product includes Switching (from another product) feature | |
| Other | Loan Payment Method - Direct Credit, Direct Debit (preferred), Branch Payment, Internet or Phone Banking | |
| Other | Substituting a security: You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security. | |
| Other | Statements of account: We will send you a statement of your loan account at least every six months or more frequently if you request | |
| Other | Complete your refinance loan application with FASTRefi. A faster and easier refinancing process compared to the standard way - so you could access your new Bank of Melbourne home loan in days, as opposed to weeks. Eligibility applies. | |
| Other | You may cancel your package at any time by giving us a written request (a form to cancel your package is available on request). Your package will be cancelled, and all benefits will cease, when we receive your written request. If you or we cancel your package, you will not receive any package benefits from the date of cancellation. You may keep all your accounts which will continue to be governed by the product terms and conditions that apply to them. | |
| Extra repayments | Prepayment Thresholds apply. For loans originated prior to 18 Aug 2019 - $10,000 in each 12 month period (starting from the date the relevant fixed rate period started). For loans originated after 18 Aug 2019 - $30,000 for the entire fixed rate period. | |
| Fraud protection | The product includes fraud protection features. | |
| Guarantor | Subject to terms and conditions, this product includes guarantor features. | |
| Relationship management | Relationship management is available for eligible customers. | |
| Eligibility: min age | 18 | Applicant should be 18 years or over |
| Eligibility: residency status | Should be an Australian or New Zealand citizen(s) or permanent resident(s) | |
| Eligibility: other | Individuals, Trusts (individual and company trustees), Company, Partnership | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.95 | |
| Limit: min limit | 10000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: other | ||
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.79% | 8.60% |
| Fixed · 4 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.64% | 8.97% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.14% | 7.43% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.39% | 8.53% |
| Fixed · 1 year · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.04% | 7.05% |
| Fixed · 1 year · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.04% | 7.31% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.84% | 7.13% |
| Fixed · 1 year · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.84% | 7.21% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.34% | 8.33% |
| Fixed · 5 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.99% | 9.15% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.74% | 7.03% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.94% | 8.64% |
| Fixed · 5 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.64% | 8.82% |
| Fixed · 3 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.49% | 9.09% |
| Fixed · 2 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.34% | 7.61% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.49% | 7.68% |
| Fixed · 1 year · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.04% | 9.37% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.44% | 8.43% |
| Fixed · 5 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.69% | 8.86% |
| Fixed · 5 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.79% | 7.83% |
| Fixed · 3 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.29% | 8.96% |
| Fixed · 2 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 6.94% | 7.22% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.54% | 8.91% |
| Fixed · 1 year · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.34% | 8.98% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.24% | 8.62% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.04% | 8.95% |
| Fixed · 4 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.74% | 7.80% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.94% | 9.11% |
| Fixed · 5 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.69% | 8.50% |
| Fixed · 1 year · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.14% | 9.38% |
| Fixed · 4 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.54% | 8.87% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.14% | 7.24% |
| Fixed · 2 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.04% | 7.32% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.74% | 7.83% |
| Fixed · 4 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.59% | 8.90% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.74% | 8.72% |
| Fixed · 1 year · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.14% | 9.46% |
| Fixed · 3 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.39% | 7.28% |
| Fixed · 5 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.49% | 7.36% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.04% | 8.74% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.69% | 9.35% |
| Fixed · 2 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.24% | 8.71% |
| Fixed · 4 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.79% | 8.69% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.24% | 7.34% |
| Fixed · 1 year · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.54% | 9.77% |
| Fixed · 2 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.14% | 9.21% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.29% | 8.43% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.34% | 9.24% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.34% | 9.04% |
| Fixed · 4 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.94% | 9.26% |
| Fixed · 5 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.59% | 8.76% |
| Fixed · 1 year · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.24% | 8.88% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.14% | 8.52% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.09% | 7.18% |
| Fixed · 5 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.44% | 7.53% |
| Fixed · 4 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.69% | 8.59% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.24% | 7.60% |
| Fixed · 2 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.94% | 7.31% |
| Fixed · 5 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.34% | 7.43% |
| Fixed · 5 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.39% | 7.43% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.84% | 7.12% |
| Fixed · 2 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.04% | 9.11% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.14% | 7.42% |
| Fixed · 3 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.79% | 9.38% |
| Fixed · 1 year · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.34% | 7.61% |
| Fixed · 1 year · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 6.94% | 7.21% |
| Fixed · 3 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.29% | 7.18% |
| Fixed · 3 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.19% | 7.38% |
| Fixed · 3 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.39% | 9.05% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.49% | 7.58% |
| Fixed · 1 year · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.24% | 9.48% |
| Fixed · 4 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.59% | 7.41% |
| Fixed · 3 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.19% | 7.30% |
| Fixed · 2 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.84% | 7.21% |
| Fixed · 5 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.59% | 7.46% |
| Fixed · 3 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.09% | 7.28% |
| Fixed · 4 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.34% | 7.40% |
| Fixed · 2 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.14% | 9.13% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.54% | 7.63% |
| Fixed · 4 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.69% | 9.00% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.69% | 8.82% |
| Fixed · 4 years · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.44% | 7.50% |
| Fixed · 4 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.39% | 7.39% |
| Fixed · 4 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.79% | 7.79% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.24% | 7.60% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.19% | 7.28% |
| Fixed · 3 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.49% | 8.63% |
| Fixed · 2 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.24% | 9.23% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.34% | 7.50% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.94% | 7.10% |
| Fixed · 1 year · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.14% | 7.15% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.44% | 9.76% |
| Fixed · 3 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.29% | 7.39% |
| Fixed · 3 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.59% | 8.73% |
| Fixed · 4 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.99% | 9.29% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.74% | 7.02% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 6.94% | 8.85% |
| Fixed · 3 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.59% | 7.69% |
| Fixed · 2 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.34% | 8.81% |
| Fixed · 4 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.49% | 7.31% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 7.04% | 7.20% |
| Fixed · 1 year · investment · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.94% | 7.31% |
| Fixed · 4 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.49% | 7.49% |
| Fixed · 2 years · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.14% | 7.18% |
| Fixed · 2 years · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.04% | 7.08% |
| Fixed · 5 years · investment · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 7.49% | 7.53% |
| Fixed · 2 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 7.54% | 9.52% |
| Fixed · 5 years · investment · principal and interest · LVR 70% or less | 1 Nov 2026 | Current | 7.54% | 8.72% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.44% | 9.50% |
| Fixed · 3 years · investment · interest only · LVR 70% or less | 1 Nov 2026 | Current | 7.39% | 8.99% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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