Lock away your money for a period of time and get a guaranteed return
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.10% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Business customers | CDR | 1 Nov 2026 |
| 1.40% | Fixed · 1 month | Business customers | CDR | 1 Nov 2026 |
| 1.65% | Fixed · 2 months | Business customers | CDR | 1 Nov 2026 |
| 3.25% | Fixed · 3 months | Business customers | CDR | 1 Nov 2026 |
| 3.40% | Fixed · 4 months | Business customers | CDR | 1 Nov 2026 |
| 3.45% | Fixed · 5 months | Business customers | CDR | 1 Nov 2026 |
| 3.35% | Fixed · 6 months | Business customers | CDR | 1 Nov 2026 |
| 3.40% | Fixed · 6 months | Business customers | CDR | 1 Nov 2026 |
| 3.50% | Fixed · 7 months | Business customers | CDR | 1 Nov 2026 |
| 3.55% | Fixed · 7 months | Business customers | CDR | 1 Nov 2026 |
| 3.55% | Fixed · 8 months | Business customers | CDR | 1 Nov 2026 |
| 3.60% | Fixed · 8 months | Business customers | CDR | 1 Nov 2026 |
| 3.60% | Fixed · 9 months | Business customers | CDR | 1 Nov 2026 |
| 3.65% | Fixed · 9 months | Business customers | CDR | 1 Nov 2026 |
| 3.65% | Fixed · 10 months | Business customers | CDR | 1 Nov 2026 |
| 3.70% | Fixed · 10 months | Business customers | CDR | 1 Nov 2026 |
| 3.70% | Fixed · 11 months | Business customers | CDR | 1 Nov 2026 |
| 3.75% | Fixed · 11 months | Business customers | CDR | 1 Nov 2026 |
| 4.70% | Fixed · 1 year | Business customers | CDR | 1 Nov 2026 |
| 4.70% | Fixed · 1 year | Business customers | CDR | 1 Nov 2026 |
| 4.75% | Fixed · 1 year | Business customers | CDR | 1 Nov 2026 |
| 5.30% | Fixed · 1 year | Business customers | CDR | 1 Nov 2026 |
| 4.70% | Fixed · 13 months | Business customers | CDR | 1 Nov 2026 |
| 4.70% | Fixed · 13 months | Business customers | CDR | 1 Nov 2026 |
| 4.45% | Fixed · 2 years | Business customers | CDR | 1 Nov 2026 |
| 4.45% | Fixed · 2 years | Business customers | CDR | 1 Nov 2026 |
| 4.50% | Fixed · 2 years | Business customers | CDR | 1 Nov 2026 |
| 3.95% | Fixed · 3 years | Business customers | CDR | 1 Nov 2026 |
| 3.95% | Fixed · 3 years | Business customers | CDR | 1 Nov 2026 |
| 4.00% | Fixed · 3 years | Business customers | CDR | 1 Nov 2026 |
| 3.95% | Fixed · 4 years | Business customers | CDR | 1 Nov 2026 |
| 3.95% | Fixed · 4 years | Business customers | CDR | 1 Nov 2026 |
| 4.00% | Fixed · 4 years | Business customers | CDR | 1 Nov 2026 |
| 3.95% | Fixed · 5 years | Business customers | CDR | 1 Nov 2026 |
| 3.95% | Fixed · 5 years | Business customers | CDR | 1 Nov 2026 |
| 4.00% | Fixed · 5 years | Business customers | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.stgeorge.com.au/cds-au/v1/banking/products/STGTDBusTermDeposit- Content hash
sha256 ecb0519d7e4ee694f8796eeeb0570a551bf89539ddb70dfee38c0bf54b384336- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ecb0519d7e4ee694_0eede760Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.stgeorge.com.au/cds-au/v1/banking/products/STGTDBusTermDeposit- Content hash
sha256 ecb0519d7e4ee694f8796eeeb0570a551bf89539ddb70dfee38c0bf54b384336- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | The reassurance of a guaranteed return on your investment. | |
| Other | Avoid market fluctuations with a specific amount locked away at a fixed interest rate (with no immediate access to funds during the term) | |
| Other | Choose a term length that matches your business cycle | |
| Other | Add 0.10% p.a. to these rates if you're already with St.George and opening or renewing online. It's only available to existing customers who bank online and in the app. | |
| Other | Earn Interest: Interest can be paid at maturity, annually, half yearly or monthly. | |
| Other | Flexibility: Flexible maturity options from 1 month to 5 years. | |
| Other | Business customers are eligible to open an account and can open account either by Branch, Phone, online. | |
| Other | Opening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices | |
| Digital banking | Internet Banking, Phone Banking, Branch banking, Bank @post options are available | |
| Other | Interest payment options are available | |
| Eligibility: min age | 18 | 18+ years old |
| Eligibility: business | Operating in Australia with an Australian address. | |
| Eligibility: other | You must be an existing St.George banking customer | |
| Eligibility: other | Online application and online bonus rate available for personal customers and sole traders only. | |
| Eligibility: other | 31 days notice required to access funds prior to maturity (except hardship); interest rate adjustment usually applies | |
| Limit: opening balance | 1000.00 | |
| Limit: max balance | 2000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 7 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 4 years | 1 Nov 2026 | Current | 4.00% |
| Fixed · 7 months | 1 Nov 2026 | Current | 3.55% |
| Fixed · 10 months | 1 Nov 2026 | Current | 3.65% |
| Fixed · 1 year | 1 Nov 2026 | Current | 4.70% |
| Fixed · 1 month | 1 Nov 2026 | Current | 1.40% |
| Fixed · 9 months | 1 Nov 2026 | Current | 3.60% |
| Fixed · 3 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 2 months | 1 Nov 2026 | Current | 1.65% |
| Fixed · 5 months | 1 Nov 2026 | Current | 3.45% |
| Fixed · 5 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 5 years | 1 Nov 2026 | Current | 4.00% |
| Fixed · 13 months | 1 Nov 2026 | Current | 4.70% |
| Fixed · 3 years | 1 Nov 2026 | Current | 4.00% |
| Fixed · 8 months | 1 Nov 2026 | Current | 3.55% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.30% |
| Fixed · 2 years | 1 Nov 2026 | Current | 4.45% |
| Fixed · 6 months | 1 Nov 2026 | Current | 3.40% |
| Fixed · 4 months | 1 Nov 2026 | Current | 3.40% |
| Fixed · 1 year | 1 Nov 2026 | Current | 4.70% |
| Fixed · 5 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 9 months | 1 Nov 2026 | Current | 3.65% |
| Fixed · 2 years | 1 Nov 2026 | Current | 4.45% |
| Fixed · 8 months | 1 Nov 2026 | Current | 3.60% |
| Fixed · 6 months | 1 Nov 2026 | Current | 3.35% |
| Fixed · 4 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 4 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 3 months | 1 Nov 2026 | Current | 3.25% |
| Fixed · 2 years | 1 Nov 2026 | Current | 4.50% |
| Fixed · 11 months | 1 Nov 2026 | Current | 3.75% |
| Fixed · 11 months | 1 Nov 2026 | Current | 3.70% |
| Fixed · 3 years | 1 Nov 2026 | Current | 3.95% |
| Fixed · 10 months | 1 Nov 2026 | Current | 3.70% |
| Fixed · 13 months | 1 Nov 2026 | Current | 4.70% |
| Bonus | 1 Nov 2026 | Current | 0.10% |
| Fixed · 1 year | 1 Nov 2026 | Current | 4.75% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.