A convenient option for investors, our line of credit allows you to draw on your funds at any time within a set limit and term. Repay as much or as little as you like until the end of the term
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only | Not compared in rate tables Line of credit | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/L25ILOCV1- Content hash
sha256 00645a59857c7ba4f2cd43c55b38384ff0da6a20d4a6d35a644727f5a0e7f3d4- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_00645a59857c7ba4_8c805877Show details
- Checked
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/L25ILOCV1- Content hash
sha256 00645a59857c7ba4f2cd43c55b38384ff0da6a20d4a6d35a644727f5a0e7f3d4- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| AGENT_FEE | Payment | $150.00 |
| REDRAW | Transaction | $30.00 |
| CHQFEE | Event | $10.00 |
| CONSENT_FEE | Event | $150.00 |
| DEFAULTFEE | Payment | $20.00 |
| DISCHARGE_FEE | Exit | $350.00 |
| DUPLICATESTATEMENTFEE | Event | $2.00 |
| PHOTOCOPYFEE | Event | $3.00 |
| PROGPAYMENT | Event | $30.00 |
| SEARCHFEE | Event | $20.00 |
| SETTLEMENTATTFEE | Event | $75.00 |
| TITLEPRODFEE | Event | $150.00 |
| TITLESEARCH | Event | $50.00 |
| LANDTITLE | Cash advance | $0.00 |
| LEGALCOSTS | Cash advance | $0.00 |
| SECURITYSEARCH | Cash advance | $0.00 |
| VALFEE | Cash advance | $0.00 |
| APPFEE | Upfront | $600.00 |
| REGISTRATIONFEE | Cash advance | $0.00 |
| CONTRACTVARIATIONFEE | Event | $300.00 |
| SWITCHFEE | Event | $300.00 |
| DISHONOURFEE | Payment | $16.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | ||
| Other | No monthly account keeping fees | |
| Other | Flexible repayments - Weekly, fortnightly or monthly repayments available | |
| Digital banking | ||
| Other | Split Loans available | |
| Additional cards | ||
| Redraw | Unlimited redraw using online banking | |
| Extra repayments | ||
| Eligibility: min age | 18 | 18 |
| Eligibility: residency status | Must be an Australian resident or citizen, with an Australian residential mailing address | |
| Eligibility: other | Maximum Loan to Value Ratio of 80% | |
| Eligibility: other | Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply | |
| Limit: min limit | 20000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:line-of-credit | Line of credit | Left out of the standard home loan table |
comparison-rate-missing | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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