Term deposit rates › St.George Bank

Term Deposit

St.George Bank

CDR official

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
0.10%Bonus
Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate
CDR1 Nov 2026
1.40%Fixed · 1 monthCDR1 Nov 2026
1.65%Fixed · 2 monthsCDR1 Nov 2026
3.25%Fixed · 3 monthsCDR1 Nov 2026
3.40%Fixed · 4 monthsCDR1 Nov 2026
3.45%Fixed · 5 monthsCDR1 Nov 2026
3.35%Fixed · 6 monthsCDR1 Nov 2026
3.40%Fixed · 6 monthsCDR1 Nov 2026
3.50%Fixed · 7 monthsCDR1 Nov 2026
3.55%Fixed · 7 monthsCDR1 Nov 2026
3.55%Fixed · 8 monthsCDR1 Nov 2026
3.60%Fixed · 8 monthsCDR1 Nov 2026
3.60%Fixed · 9 monthsCDR1 Nov 2026
3.65%Fixed · 9 monthsCDR1 Nov 2026
3.65%Fixed · 10 monthsCDR1 Nov 2026
3.70%Fixed · 10 monthsCDR1 Nov 2026
3.70%Fixed · 11 monthsCDR1 Nov 2026
3.75%Fixed · 11 monthsCDR1 Nov 2026
4.70%Fixed · 1 yearCDR1 Nov 2026
4.70%Fixed · 1 yearCDR1 Nov 2026
4.75%Fixed · 1 yearCDR1 Nov 2026
5.30%Fixed · 1 yearCDR1 Nov 2026
4.70%Fixed · 13 monthsCDR1 Nov 2026
4.70%Fixed · 13 monthsCDR1 Nov 2026
4.45%Fixed · 2 yearsCDR1 Nov 2026
4.45%Fixed · 2 yearsCDR1 Nov 2026
4.50%Fixed · 2 yearsCDR1 Nov 2026
3.95%Fixed · 3 yearsCDR1 Nov 2026
3.95%Fixed · 3 yearsCDR1 Nov 2026
4.00%Fixed · 3 yearsCDR1 Nov 2026
3.95%Fixed · 4 yearsCDR1 Nov 2026
3.95%Fixed · 4 yearsCDR1 Nov 2026
4.00%Fixed · 4 yearsCDR1 Nov 2026
3.95%Fixed · 5 yearsCDR1 Nov 2026
3.95%Fixed · 5 yearsCDR1 Nov 2026
4.00%Fixed · 5 yearsCDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://digital-api.stgeorge.com.au/cds-au/v1/banking/products/STGTDTermDeposit
Content hash
sha256 dd3228601648f6235ff0dd79fc04aa92f742774ac32bfe978c6178a0d96019e7
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_dd3228601648f623_e49ee753Show details
Checked
1 Nov 2026
URL
https://digital-api.stgeorge.com.au/cds-au/v1/banking/products/STGTDTermDeposit
Content hash
sha256 dd3228601648f6235ff0dd79fc04aa92f742774ac32bfe978c6178a0d96019e7
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Features and eligibility

ItemValueDetails
OtherOffers available on Term Deposits opened or renewed by existing St.George personal or business customers. Available on deposits of $1,000-$2,000,000 with interest paid monthly or at maturity depending on term. T&Cs Apply.
OtherPredictable earnings: With a fixed interest rate, you'll know exactly how much you're going to earn over your choice of fixed term.
OtherOnline bonus rates: Logon to check if you qualify for higher rates than those featured. You'll get an extra 0.10% p.a. for opening or renewing online.
OtherSecured savings: Avoid the temptation to dip into your savings, by locking your investment away for a fixed length of time.
OtherOptions at maturity: Choose whether to withdraw funds or reinvest them, providing your instructions online or in the app.
OtherOpen a Term Deposit with as little as $1000 and pay no set up or monthly fees. Rates featured are available on deposits of up to $2000000.
OtherWhen you open a St.George Term Deposit, your money will be looked after by an Australian banking group that dates back over 200 years. Plus, combined balances up to $250,000 per account holder are guaranteed by the Australian Government under its Financial Claims Scheme.
OtherBusiness customers are eligible to open an account and can open account either by Branch, Phone, online.
OtherOpening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices
OtherChoice of terms ranges from 1 to 60 months
Fraud protectionThe product includes limited fraud protection features.
Relationship managementRelationship management is available for eligible customers.
Digital bankingInternet Banking, Phone Banking, Branch banking, Bank@Post options are available
OtherInterest payment options are available
Eligibility: otherRestrictions apply if the Account holder is under the age of 14: the Account must be opened in the minor's name, by a parent, guardian, or grandparent, i.e. an adult must sign the Account opening form and the parent, guardian, or grandparent opening the Account must become an authorised signatory at the time of opening the Account, other T&Cs apply.
Eligibility: residency statusAustralian Permanent Resident
Eligibility: otherOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check for bonus rates and manage your Term Deposit online.
Eligibility: otherOnline Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).
Limit: opening balance1000.00
Limit: max balance2000000.00
Limit: other

Rate history

RateFromToRate p.a.
Fixed · 5 months1 Nov 2026Current3.45%
Fixed · 8 months1 Nov 2026Current3.60%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 1 year1 Nov 2026Current5.30%
Fixed · 7 months1 Nov 2026Current3.55%
Fixed · 3 months1 Nov 2026Current3.25%
Fixed · 4 years1 Nov 2026Current4.00%
Fixed · 4 years1 Nov 2026Current3.95%
Fixed · 3 years1 Nov 2026Current4.00%
Fixed · 4 months1 Nov 2026Current3.40%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 6 months1 Nov 2026Current3.35%
Fixed · 2 years1 Nov 2026Current4.45%
Fixed · 4 years1 Nov 2026Current3.95%
Fixed · 1 year1 Nov 2026Current4.75%
Fixed · 9 months1 Nov 2026Current3.65%
Fixed · 9 months1 Nov 2026Current3.60%
Fixed · 11 months1 Nov 2026Current3.70%
Fixed · 3 years1 Nov 2026Current3.95%
Fixed · 5 years1 Nov 2026Current3.95%
Bonus1 Nov 2026Current0.10%
Fixed · 2 years1 Nov 2026Current4.50%
Fixed · 7 months1 Nov 2026Current3.50%
Fixed · 6 months1 Nov 2026Current3.40%
Fixed · 3 years1 Nov 2026Current3.95%
Fixed · 8 months1 Nov 2026Current3.55%
Fixed · 2 months1 Nov 2026Current1.65%
Fixed · 10 months1 Nov 2026Current3.70%
Fixed · 2 years1 Nov 2026Current4.45%
Fixed · 10 months1 Nov 2026Current3.65%
Fixed · 5 years1 Nov 2026Current3.95%
Fixed · 13 months1 Nov 2026Current4.70%
Fixed · 11 months1 Nov 2026Current3.75%
Fixed · 1 month1 Nov 2026Current1.40%
Fixed · 5 years1 Nov 2026Current4.00%
Fixed · 13 months1 Nov 2026Current4.70%

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