Home loan rates › Granite Home Loans Pty Ltd
Granite Standard Loan
Granite Home Loans Pty Ltd
CDR officialNot listed in rate tables
Granite Standard Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Standard%20Loan- Content hash
sha256 a5ff2bd3d7d7a7d8e06c6ebc04ccd39be95b42011a784a4e884874f82e4de60d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_a5ff2bd3d7d7a7d8_30633265Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20Standard%20Loan- Content hash
sha256 a5ff2bd3d7d7a7d8e06c6ebc04ccd39be95b42011a784a4e884874f82e4de60d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lenders Protection Fee | Upfront | 5.75% |
| Lenders Protection Fee | Upfront | 5.25% |
| Lenders Protection Fee | Upfront | 2.00% |
| Lenders Protection Fee | Upfront | 5.50% |
| Lenders Protection Fee | Upfront | 3.00% |
| Lenders Protection Fee | Upfront | 2.75% |
| Lenders Protection Fee | Upfront | 2.50% |
| Lenders Protection Fee | Upfront | 2.25% |
| Lenders Protection Fee | Upfront | 1.75% |
| Lenders Protection Fee | Upfront | 1.50% |
| Lenders Protection Fee | Upfront | 1.25% |
| Lenders Protection Fee | Upfront | 5.25% |
| Lenders Protection Fee | Upfront | 5.00% |
| Lenders Protection Fee | Upfront | 4.75% |
| Lenders Protection Fee | Upfront | 4.50% |
| Lenders Protection Fee | Upfront | 4.00% |
| Lenders Protection Fee | Upfront | 3.50% |
| Lenders Protection Fee | Upfront | 3.25% |
| Lenders Protection Fee | Upfront | 3.50% |
| Lenders Protection Fee | Upfront | 3.75% |
| Lenders Protection Fee | Upfront | 4.00% |
| Lenders Protection Fee | Upfront | 4.50% |
| Lenders Protection Fee | Upfront | 5.00% |
| Lenders Protection Fee | Upfront | 2.75% |
| Lenders Protection Fee | Upfront | 3.25% |
| Lenders Protection Fee | Upfront | 1.75% |
| Lenders Protection Fee | Upfront | 2.00% |
| Lenders Protection Fee | Upfront | 2.25% |
| Lenders Protection Fee | Upfront | 2.50% |
| Lenders Protection Fee | Upfront | 3.00% |
| Lender's Annual Facility Fee | Periodic | $295.00 |
| Fixed Rate Lock Fee | Upfront | $495.00 |
| Discharge Administration Fee | Exit | $795.00 |
| Loan Account Variation Fee | Variation | $250.00 |
| Loan Facility Variation Fee | Variation | $450.00 |
| Third Party Costs | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Available | |
| Redraw | Yes | |
| Card access | Visa Debit Card - Yes | |
| Other | Multiple loan splits - Available | |
| Other | Repayment frequency: Monthly, fortnightly and weekly - during P&I period | |
| Other | Repayment frequency: Monthly - during IO period | |
| Other | Up to 5 years | |
| Other | transactions via internet, phone, BPay, debit card, ATM | |
| Extra repayments | Additional payments: Unlimited for variable rate | |
| Extra repayments | Additional payments: Up to $20,000 p.a. for fixed rate | |
| Digital wallet | Google Pay or Apple Pay | |
| Digital banking | App or Internet | |
| Eligibility: min age | 18 | be at least 18 years of age and above |
| Eligibility: other | provide sufficient security in accordance with our lending eligibility criteria, and/or a guarantor who supports the loan also meets our lending eligibility criteria. | |
| Eligibility: natural person | are individual borrowers (as single or joint borrowers) | |
| Eligibility: residency status | is either an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: other | meets our lending eligibility criteria | |
| Limit: other | ||
| Limit: other | ||
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 0.95 | |
| Limit: min limit | 50000.00 |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
no-rates | Reason this product is not ranked | |
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