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Savings account rates › St.George Bank

Farm Management Deposit Account

St.George Bank

CDR officialNot listed in rate tables

Set aside pre-tax income in profitable years to establish cash reserves and manage low income periods with our farm management deposit account product.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
4.75%Fixed · 1 year · $1,000–$19,999
Business customers
CDR1 Nov 2026
4.75%Fixed · 1 year · $20,000–$49,999
Business customers
CDR1 Nov 2026
4.75%Fixed · 1 year · $50,000–$99,999
Business customers
CDR1 Nov 2026
4.75%Fixed · 1 year · $100,000–$800,000
Business customers
CDR1 Nov 2026
4.50%Fixed · 2 years · $1,000–$19,999
Business customers
CDR1 Nov 2026
4.50%Fixed · 2 years · $20,000–$49,999
Business customers
CDR1 Nov 2026
4.50%Fixed · 2 years · $50,000–$99,999
Business customers
CDR1 Nov 2026
4.50%Fixed · 2 years · $100,000–$800,000
Business customers
CDR1 Nov 2026
1.25%Variable · $1,000–$19,999
Business customers
CDR1 Nov 2026
1.25%Variable · $20,000–$49,999
Business customers
CDR1 Nov 2026
1.25%Variable · $50,000–$99,999
Business customers
CDR1 Nov 2026
1.25%Variable · $100,000–$800,000
Business customers
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://digital-api.stgeorge.com.au/cds-au/v1/banking/products/STGFarmManagementDeposit
Content hash
sha256 3f240ccbde1f09b322f9e8ccf13b11b48ff05a22741ecb9821965731bd0b5ded
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3f240ccbde1f09b3_08bd1333Show details
Checked
1 Nov 2026
URL
https://digital-api.stgeorge.com.au/cds-au/v1/banking/products/STGFarmManagementDeposit
Content hash
sha256 3f240ccbde1f09b322f9e8ccf13b11b48ff05a22741ecb9821965731bd0b5ded
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Account Keeping FeePeriodic$0.00
RTGS Transaction feesTransaction$35.00
Duplicate Statement feesEvent$0.00
Account InformationEvent$15.00
Personal Correspondence DetailsEvent$30.00

Features and eligibility

ItemValueDetails
OtherSet aside pre-tax income in profitable years to establish cash reserves and manage low income periods
OtherNo account-keeping fee and you earn interest on every cent
OtherDeposits into the account may be deducted from your assessable income in the year of deposit, if the deposit complies with Federal Government requirements. Any withdrawals will be included in assessable income in the year of withdrawal. Government restrictions apply to this account.
OtherBoth fixed and variable interest rate options are available, Interest is calculated daily and paid monthly.
OtherDeposits must usually be held for a minimum of 12 months to comply with government requirements
OtherAccess to your funds via St. George branches.
Digital bankingView account details via Internet and Phone Banking.
OtherIMPORTANT NOTE: For accounts opened or renewed on or after 1 August 2014, if you wish to withdraw from or close your Farm Management Account during a fixed interest rate period you will need to provide the bank with a minimum of 31 days' notice (except in cases of hardship). If you withdraw funds or close your account or ask us to convert the interest rate on your account to a variable interest rate during a fixed interest rate period, we may recalculate the interest on your account.
OtherThe variable rate option is for customers who want to invest funds at a variable rate of interest while still maintaining access to funds.
OtherThe fixed rate option is for customers who want to invest a specific amount for a fixed term at a fixed rate of interest and who do not have a need to access their funds during the term.
Eligibility: min age18Should be 18+ years old
Eligibility: otherIndividual primary producers operating as sole traders, partners in a partnership, or beneficiaries of a trust.
Eligibility: businessOperating in Australia with an Australian address
Eligibility: otherApplicants must be eligible under ATO Farm Management Deposits Scheme requirements. The taxable non-primary production income for the year of income must not exceed $100,000.
Limit: other
Limit: min balance1000.00
Limit: max balance800000.00

Rate history

RateFromToRate p.a.
Variable · $1,000–$19,9991 Nov 2026Current1.25%
Fixed · 2 years · $1,000–$19,9991 Nov 2026Current4.50%
Fixed · 1 year · $20,000–$49,9991 Nov 2026Current4.75%
Fixed · 1 year · $100,000–$800,0001 Nov 2026Current4.75%
Variable · $20,000–$49,9991 Nov 2026Current1.25%
Fixed · 2 years · $50,000–$99,9991 Nov 2026Current4.50%
Fixed · 2 years · $100,000–$800,0001 Nov 2026Current4.50%
Variable · $50,000–$99,9991 Nov 2026Current1.25%
Fixed · 1 year · $1,000–$19,9991 Nov 2026Current4.75%
Fixed · 2 years · $20,000–$49,9991 Nov 2026Current4.50%
Variable · $100,000–$800,0001 Nov 2026Current1.25%
Fixed · 1 year · $50,000–$99,9991 Nov 2026Current4.75%

Tags

TagMeaningEffect
purpose:special-purposepurpose:special-purpose
segment:businessBusiness customersListed with business products, not personal ones
special-purposeReason this product is not ranked

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