Term deposit rates › Regional Australia Bank
Farm Management Account
Regional Australia Bank
CDR officialNot listed in rate tables
A tax-effective investment that allows primary producers to set aside pre-tax income as a cash reserve for later years.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Fixed · 1 month | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/3b71cbfb-4ad2-4a6f-8ec9-f5007a9711e2- Content hash
sha256 ff6117f2f74da975d23c038ee86e2804c8f6488989ad9ac70b3a2abad3b530bf- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ff6117f2f74da975_aaf9070bShow details
- Checked
- 1 Nov 2026
- URL
https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/3b71cbfb-4ad2-4a6f-8ec9-f5007a9711e2- Content hash
sha256 ff6117f2f74da975d23c038ee86e2804c8f6488989ad9ac70b3a2abad3b530bf- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Redemption Adminstration Fee | Exit | Set in your letter of offer |
| Cheque Withdrawal Fee (Farm Management Only) | Withdrawal | $2.25 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access your account balances 24/7 wherever you are and whenever you want with RAB mobile and internet banking. | |
| Other | No account keeping fee | |
| Other | Funds held in a FMD account will be deducted from your assessable income in the year in which the deposit is made. Withdrawals are considered assessable income for that year's tax return. Keep in mind, deposits in the FMD account must be kept for at least 12 months to be eligible for tax benefits. | |
| Other | Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government. | |
| Other | Helps balance good and bad times, by allowing eligible customers to set aside their individual pre-tax income in good years as a cash reserve to withdraw from in less profitable years. | |
| Eligibility: other | As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account. | |
| Eligibility: residency status | Australian Resident | Individuals must be citizens or permanent residents of Australia. |
| Eligibility: other | To open a Farm Management Deposit account you must first meet special legislative requirements.This includes, but is not limited to being a primary producer as defined by Australian tax law. Please refer to the Regional Australia Bank Product Disclosure Statement for more information. | |
| Limit: max balance | 800000.00 | |
| Limit: min balance | 1000.00 | |
| Limit: opening balance | 1000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 1 month | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:special-purpose | purpose:special-purpose | |
quality:no-rates | quality:no-rates | |
special-purpose | Reason this product is not ranked | |
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