Savings account rates › Northern Inland Credit Union Limited
Christmas Club
Northern Inland Credit Union Limited
CDR official
Budget for the festive season with an account designed for Christmas savings. Limited withdrawal and transfer period from 1 Nov to 31 Jan to help budgeting. Higher interest than at-call accounts.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.05% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS4- Content hash
sha256 de523f02031d401341be76a4a281211013683435d047c8fff69459bf4e1feaaf- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_de523f02031d4013_a8dc1fdbShow details
- Checked
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS4- Content hash
sha256 de523f02031d401341be76a4a281211013683435d047c8fff69459bf4e1feaaf- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| IN_BRANCH_TRANSACTION | Transaction | $2.50 |
| ALERTS | Event | $0.25 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | 24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen. | |
| Digital banking | Secure banking 24/7 from your computer or mobile with Online Banking | |
| Npp enabled | Send and receive real-time payments via Osko from your Online Banking and NICU smartPay App | |
| Npp payid | Receive fast real-time payments using your mobile number, email address or ABN instead of your BSB and account number | |
| Notifications | Alerts | Receive notifications for transactions and balances on your accounts via SMS |
| Funds available after | Deposited funds available after specifed period from 1 November to 31 January annually | |
| Eligibility: residency status | AU | Individuals must be citizens or permanent residents of Australia. |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.05% |
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