Savings account rates › People First and Heritage Bank
Everyday Account
People First and Heritage Bank
CDR officialNot listed in rate tables
Flexible transaction account with unlimited selected transactions with no monthly fee
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/54256207-7199-45a9-b711-8f5d5cf6943a- Content hash
sha256 98468954d9064c507354ef21739e122f42dea962edc19c891f89727420e54c06- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_98468954d9064c50_548cf0e3Show details
- Checked
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/54256207-7199-45a9-b711-8f5d5cf6943a- Content hash
sha256 98468954d9064c507354ef21739e122f42dea962edc19c891f89727420e54c06- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Auto Transfer Order Rejection | Transaction | $5.00 |
| Electronic Auto Transfer Order | Transaction | $1.50 |
| Corporate Cheque | Event | $10.00 |
| Direct Debit Dishonour | Event | $5.00 |
| Duplicate/replacement Statement | Event | $10.00 |
| Others | Event | $1.00 |
| Direct Debit Honour Fee | Event | $10.00 |
| Emergency same day transfer | Event | $11.00 |
| Signature Verification | Event | $5.00 |
| Direct Debit Dishonour Fee | Event | $5.00 |
| Frequent Statement Fee | Event | $2.00 |
| Duplicate/replacement Statement | Event | $10.00 |
| Access Token | Event | $20.00 |
| Overdrawn Administration Fee 2 | Event | $25.00 |
| Overdrawn Administration Fee 1 | Event | $25.00 |
| Emergency Visa Card | Event | $300.00 |
| Corportae Cheque Issue | Event | $10.00 |
| Replacement Card (lost, captured or damaged) | Event | $10.00 |
| Qucik Debit Dishonour | Event | $5.00 |
| Conversion Fee | Event | 3.00% |
| Dormant (inactive fee) | Event | $20.00 |
| Bank Cheque Fee | Other | Set in your letter of offer |
| Visa Cash Advance- Australia and Overseas | Event | $5.00 |
| Corporate Cheque Replacement | Event | $10.00 |
| Emergency Visa Cash Advance Overseas | Event | $300.00 |
| Direct Debit Honour | Event | $10.00 |
| Paper Statement Fee | Event | $3.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp enabled | Enabled to send and receive Fast Payments. | |
| Card access | Visa Debit Card | Card access with the convenience of payWave access |
| Npp payid | Use your PayID to get paid fast. PayID can be a mobile number or email address | |
| Overdraft | Ability to link an overdraft facility to your account | |
| Digital wallet | The Pays | Now you can tap and pay using your mobile phone for fast, convenient and secure payments. |
| Unlimited txns | Make unlimited ATM and EFTPOS transactions, Visa Debit card ‘credit’ purchases, Direct Debits, BPAY®, and People’s Choice Credit Union Branch withdrawals. | |
| Digital banking | Easy access to your account 24/7 with the People’s Choice Smartphone and iPhone App, Internet Banking and Phone Banking. | |
| Other | Branch Access | Ability to transact via our branch network |
| Relationship management | One to One Relationship Management available | Our Program One to One provides a higher level of personalised service to members that have significant business with the Credit Union, measured by borrowings and/or deposits. This is achieved by providing each member with their own Relationship Manager as a single point of contact for all their financial service needs. |
| Eligibility: min age | 12 | 12 years and over |
| Eligibility: residency status | Permanent residents of Australia who reside in Australia at the time of membership application are eligible for membership, regardless of citizenship status. | |
| Eligibility: natural person | Personal Members Only |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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