Land Loan Variable Rate
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.93% | 9.00% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/113- Content hash
sha256 2de941d1ece76d7b8678b58aade71a7b5b9ec44753ad4f309405c0d94615a5b3- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2de941d1ece76d7b_a40b8d0eShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/113- Content hash
sha256 2de941d1ece76d7b8678b58aade71a7b5b9ec44753ad4f309405c0d94615a5b3- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $200.00 |
| Legal Fee | Upfront | $275.00 |
| Valuation Fee | Upfront | $325.00 |
| Top-Up Fee | Event | $200.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $200.00 |
| Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Additional Valuation Fee | Event | $0.00 |
| Split Loan Account Fee | Upfront | $99.00 |
| Mortgage Registration Fee | Upfront | $0.00 |
| Annual Package Fee | Upfront | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Offset | An offset account is a transactional account that is linked to your home loan. Any balance in this account is offset against an equivalent portion of your home loan balance and generates an interest reduction on your loan | |
| Redraw | Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 80.00 | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 8.93% | 9.00% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:land | purpose:land |
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