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Term deposit rates › Westpac

Farm Management Deposit account

Westpac

CDR officialNot listed in rate tables

The FMD scheme is a government initiative that helps farmers save money during good years. This money can be used later in tough times to help keep their income.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
1.40%Fixed · 1 month
Business customers
CDR1 Nov 2026
1.40%Fixed · 1 month
Business customers
CDR1 Nov 2026
1.60%Fixed · 2 months
Business customers
CDR1 Nov 2026
1.65%Fixed · 2 months
Business customers
CDR1 Nov 2026
3.20%Fixed · 3 months
Business customers
CDR1 Nov 2026
3.25%Fixed · 3 months
Business customers
CDR1 Nov 2026
3.35%Fixed · 4 months
Business customers
CDR1 Nov 2026
3.40%Fixed · 4 months
Business customers
CDR1 Nov 2026
3.40%Fixed · 5 months
Business customers
CDR1 Nov 2026
3.45%Fixed · 5 months
Business customers
CDR1 Nov 2026
3.35%Fixed · 6 months
Business customers
CDR1 Nov 2026
3.40%Fixed · 6 months
Business customers
CDR1 Nov 2026
3.50%Fixed · 7 months
Business customers
CDR1 Nov 2026
3.55%Fixed · 7 months
Business customers
CDR1 Nov 2026
3.55%Fixed · 8 months
Business customers
CDR1 Nov 2026
3.60%Fixed · 8 months
Business customers
CDR1 Nov 2026
3.60%Fixed · 9 months
Business customers
CDR1 Nov 2026
3.65%Fixed · 9 months
Business customers
CDR1 Nov 2026
3.65%Fixed · 10 months
Business customers
CDR1 Nov 2026
3.70%Fixed · 10 months
Business customers
CDR1 Nov 2026
3.70%Fixed · 11 months
Business customers
CDR1 Nov 2026
3.75%Fixed · 11 months
Business customers
CDR1 Nov 2026
4.70%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.70%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.75%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.75%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.70%Fixed · 23 months
Business customers
CDR1 Nov 2026
4.70%Fixed · 23 months
Business customers
CDR1 Nov 2026
4.75%Fixed · 23 months
Business customers
CDR1 Nov 2026
4.50%Fixed · 2 years
Business customers
CDR1 Nov 2026
4.45%Fixed · 35 months
Business customers
CDR1 Nov 2026
4.45%Fixed · 35 months
Business customers
CDR1 Nov 2026
4.50%Fixed · 35 months
Business customers
CDR1 Nov 2026
3.95%Fixed · 47 months
Business customers
CDR1 Nov 2026
3.95%Fixed · 47 months
Business customers
CDR1 Nov 2026
4.00%Fixed · 47 months
Business customers
CDR1 Nov 2026
3.95%Fixed · 59 months
Business customers
CDR1 Nov 2026
3.95%Fixed · 59 months
Business customers
CDR1 Nov 2026
4.00%Fixed · 59 months
Business customers
CDR1 Nov 2026
3.95%Fixed · 5 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 5 years
Business customers
CDR1 Nov 2026
4.00%Fixed · 5 years
Business customers
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/FarmManagementDepositAccount
Content hash
sha256 90aec335a5f09981c67c5c34130604de4bbe8976a63d97b909d112ba8e79a99e
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_90aec335a5f09981_a8980511Show details
Checked
1 Nov 2026
URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/FarmManagementDepositAccount
Content hash
sha256 90aec335a5f09981c67c5c34130604de4bbe8976a63d97b909d112ba8e79a99e
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Bank chequeTransaction$10.00
Bank cheque OnlineTransaction$0.00
Refunding a Bank cheque no longer required - original presentedTransaction$0.00
Refunding / Replacing a Bank cheque - original lost, stolen or destroyedReplacement$0.00

Features and eligibility

ItemValueDetails
OtherCash reserves - Build up cash reserves in the good years to help safeguard your future.
OtherRegular income - Earn a fixed interest rate over the chosen term. Early withdrawal may reduce returns.
OtherTax benefits - Eligible income needs to be deposited for a year to qualify. Exceptions apply.
Extra repaymentsSubject to Terms and conditions, extra repayments is available for eligible customers
Relationship managementRelationship management is available for eligible customers.
OtherSafe and secure savings
OtherCould earn higher interest than a standard savings account.
OtherOnline, Term Deposits can only be opened with a minimum term of one month, however once matured they can be renewed for terms ranging from 7 days to 5 years: if opened through a staff member, they can be established for terms as short as 7 days.
Eligibility: min age18Applicant should be 18 years or over
Eligibility: residency statusOperating in Australia with an Australian address
Eligibility: otherIndividual primary producer earning no more than $100,000 p.a. in non-farm income in the year of the FMD deposit
Eligibility: businessSole trader, partner in a partnership, or beneficiary of a trust
Eligibility: otherMost you can have invested across all your FMDs with one or more banks: $800,000
Eligibility: otherYou must comply with the ATO Farm Management Deposits Scheme special legislative requirements.
Limit: min balance1000.00
Limit: max balance800000.00

Rate history

RateFromToRate p.a.
Fixed · 1 month1 Nov 2026Current1.40%
Fixed · 35 months1 Nov 2026Current4.45%
Fixed · 7 months1 Nov 2026Current3.50%
Fixed · 5 years1 Nov 2026Current4.00%
Fixed · 47 months1 Nov 2026Current3.95%
Fixed · 35 months1 Nov 2026Current4.45%
Fixed · 35 months1 Nov 2026Current4.50%
Fixed · 23 months1 Nov 2026Current4.75%
Fixed · 2 years1 Nov 2026Current4.50%
Fixed · 1 month1 Nov 2026Current1.40%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 23 months1 Nov 2026Current4.70%
Fixed · 5 years1 Nov 2026Current3.95%
Fixed · 9 months1 Nov 2026Current3.60%
Fixed · 9 months1 Nov 2026Current3.65%
Fixed · 8 months1 Nov 2026Current3.60%
Fixed · 2 months1 Nov 2026Current1.60%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 6 months1 Nov 2026Current3.35%
Fixed · 59 months1 Nov 2026Current4.00%
Fixed · 7 months1 Nov 2026Current3.55%
Fixed · 4 months1 Nov 2026Current3.35%
Fixed · 5 months1 Nov 2026Current3.40%
Fixed · 59 months1 Nov 2026Current3.95%
Fixed · 5 years1 Nov 2026Current3.95%
Fixed · 11 months1 Nov 2026Current3.70%
Fixed · 11 months1 Nov 2026Current3.75%
Fixed · 3 months1 Nov 2026Current3.25%
Fixed · 1 year1 Nov 2026Current4.75%
Fixed · 59 months1 Nov 2026Current3.95%
Fixed · 4 months1 Nov 2026Current3.40%
Fixed · 47 months1 Nov 2026Current4.00%
Fixed · 10 months1 Nov 2026Current3.70%
Fixed · 10 months1 Nov 2026Current3.65%
Fixed · 1 year1 Nov 2026Current4.75%
Fixed · 6 months1 Nov 2026Current3.40%
Fixed · 3 months1 Nov 2026Current3.20%
Fixed · 8 months1 Nov 2026Current3.55%
Fixed · 23 months1 Nov 2026Current4.70%
Fixed · 2 months1 Nov 2026Current1.65%
Fixed · 47 months1 Nov 2026Current3.95%
Fixed · 5 months1 Nov 2026Current3.45%

Tags

TagMeaningEffect
purpose:special-purposepurpose:special-purpose
segment:businessBusiness customersListed with business products, not personal ones
special-purposeReason this product is not ranked

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