Farm Management Deposit Account

BankSA

CDR officialNot listed in rate tables

Set aside pre-tax income in profitable years to establish cash reserves and manage low income periods with our farm management deposit account product.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Conditions	Source	Since
4.75%	Fixed · 1 year · $1,000–$19,999	Business customers	CDR	1 Nov 2026
4.75%	Fixed · 1 year · $20,000–$49,999	Business customers	CDR	1 Nov 2026
4.75%	Fixed · 1 year · $50,000–$99,999	Business customers	CDR	1 Nov 2026
4.75%	Fixed · 1 year · $100,000–$800,000	Business customers	CDR	1 Nov 2026
4.50%	Fixed · 2 years · $1,000–$19,999	Business customers	CDR	1 Nov 2026
4.50%	Fixed · 2 years · $20,000–$49,999	Business customers	CDR	1 Nov 2026
4.50%	Fixed · 2 years · $50,000–$99,999	Business customers	CDR	1 Nov 2026
4.50%	Fixed · 2 years · $100,000–$800,000	Business customers	CDR	1 Nov 2026
1.25%	Variable · $1,000–$19,999	Business customers	CDR	1 Nov 2026
1.25%	Variable · $20,000–$49,999	Business customers	CDR	1 Nov 2026
1.25%	Variable · $50,000–$99,999	Business customers	CDR	1 Nov 2026
1.25%	Variable · $100,000–$800,000	Business customers	CDR	1 Nov 2026

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSAFarmManagementDeposit
Content hash: sha256 d0044ae44f8f91f9c74281a3672191bf950570700f80cc69ea1f21e6db6ab4e8
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_d0044ae44f8f91f9_ab9840e1Show details

Checked: 1 Nov 2026
URL: https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSAFarmManagementDeposit
Content hash: sha256 d0044ae44f8f91f9c74281a3672191bf950570700f80cc69ea1f21e6db6ab4e8
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Account Keeping Fee	Periodic	$0.00
RTGS Transaction fees	Transaction	$35.00
Duplicate Statement fees	Event	$0.00
Account Information	Event	$15.00
Personal Correspondence Details	Event	$30.00

Features and eligibility

Item	Value	Details
Other		Set aside pre-tax income in profitable years to establish cash reserves and manage low income periods
Other		No account-keeping fee and you earn interest on every cent
Other		Deposits into the account may be deducted from your assessable income in the year of deposit, if the deposit complies with Federal Government requirements. Any withdrawals will be included in assessable income in the year of withdrawal. Government restrictions apply to this account.
Other		Both fixed and variable interest rate options are available, Interest is calculated daily and paid monthly.
Other		Deposits must usually be held for a minimum of 12 months to comply with government requirements
Other		Access to your funds via BankSA branches.
Digital banking		View account details via Internet and Phone Banking.
Other		IMPORTANT NOTE: For accounts opened or renewed on or after 1 August 2014, if you wish to withdraw from or close your Farm Management Account during a fixed interest rate period you will need to provide the bank with a minimum of 31 days' notice (except in cases of hardship). If you withdraw funds or close your account or ask us to convert the interest rate on your account to a variable interest rate during a fixed interest rate period, we may recalculate the interest on your account.
Other		The variable rate option is for customers who want to invest funds at a variable rate of interest while still maintaining access to funds.
Other		The fixed rate option is for customers who want to invest a specific amount for a fixed term at a fixed rate of interest and who do not have a need to access their funds during the term.
Eligibility: min age	18	Should be 18+ years old
Eligibility: other		Individual primary producers operating as sole traders, partners in a partnership, or beneficiaries of a trust.
Eligibility: business		Operating in Australia with an Australian address
Eligibility: other		Applicants must be eligible under ATO Farm Management Deposits Scheme requirements. The taxable non-primary production income for the year of income must not exceed $100,000.
Limit: other
Limit: min balance	1000.00
Limit: max balance	800000.00

Rate history

Rate	From	To	Rate p.a.
Variable · $20,000–$49,999	1 Nov 2026	Current	1.25%
Variable · $1,000–$19,999	1 Nov 2026	Current	1.25%
Fixed · 1 year · $20,000–$49,999	1 Nov 2026	Current	4.75%
Fixed · 1 year · $100,000–$800,000	1 Nov 2026	Current	4.75%
Variable · $100,000–$800,000	1 Nov 2026	Current	1.25%
Variable · $50,000–$99,999	1 Nov 2026	Current	1.25%
Fixed · 2 years · $1,000–$19,999	1 Nov 2026	Current	4.50%
Fixed · 2 years · $20,000–$49,999	1 Nov 2026	Current	4.50%
Fixed · 1 year · $1,000–$19,999	1 Nov 2026	Current	4.75%
Fixed · 2 years · $50,000–$99,999	1 Nov 2026	Current	4.50%
Fixed · 1 year · $50,000–$99,999	1 Nov 2026	Current	4.75%
Fixed · 2 years · $100,000–$800,000	1 Nov 2026	Current	4.50%

Tag	Meaning	Effect
`purpose:special-purpose`	purpose:special-purpose
`segment:business`	Business customers	Listed with business products, not personal ones
`special-purpose`	Reason this product is not ranked

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