A savings account that offers a great interest rate with access to funds through a linked account via Internet and Phone Banking.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.45% | Bonus · $0–$4,999,999 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 0.45% | Bonus · $5,000,000 or more | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 3.90% | Introductory · $0–$4,999,999 | Introductory rate for a limited period, then the standard rate applies Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 3.90% | Introductory · $5,000,000 or more | Introductory rate for a limited period, then the standard rate applies Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 1.25% | Variable · $0–$4,999,999 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 1.25% | Variable · $5,000,000 or more | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSASavMaxiSaver- Content hash
sha256 c1eaa9ff377ec776b8a6735b3c944ace46ef6c5001a2330c9cb2aa0719f61c97- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c1eaa9ff377ec776_21995c1aShow details
- Checked
- 1 Nov 2026
- URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSASavMaxiSaver- Content hash
sha256 c1eaa9ff377ec776b8a6735b3c944ace46ef6c5001a2330c9cb2aa0719f61c97- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $0.00 |
| Internet Banking | Transaction | $0.00 |
| Phone Banking | Transaction | $0.00 |
| Staff assisted (branch and telephone) | Withdrawal | $0.00 |
| Frequent Statement | Event | $0.00 |
| Collection Item | Transaction | $0.00 |
| Overdrawn Fee | Event | $15.00 |
| Overseas Withdrawal | Withdrawal | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Cashback offer | 50.00 | $50 cashback on your new account. Open a new Complete Freedom account with an eligible savings account by 31st March 2027. Spend $50 or more within 15 days, and we'll drop $50 straight into your savings. T&Cs apply. For new single account holders who've not held a BankSA Complete Freedom account or savings account in the past 2 years. |
| Other | The BeMoved Promotion Terms and Conditions. You could get a minimum 10% electricity saving with One Click Switch. Compare and switch your electricity plan through One Click Switch between 18 June 2026 and 31 May 2028. Savings are calculated using your existing electricity usage from the past 12 months via Consumer Data Right (CDR). If your saving is less than 10%, the difference will be paid as a digital gift card, up to $500. Customers 18 years or older. T&Cs apply. Must already hold a BankSA debit card or credit card to be eligible. | |
| Other | Easy access: Unlimited online access to your savings with a linked transaction account. | |
| Other | Uncapped saving: Interest is calculated on the total balance of your Maxi Saver with no limit on deposit amounts. | |
| Other | Government guarantee: The Financial Claims Scheme guarantees deposits to a cap of $250,000 per account-holder. | |
| Other | Quick Balance: Know exactly how much money you have on hand, at a glance at your smartphone or watch. | |
| Other | No limit on the number of accounts that customer can hold, but only the first Maxi Saver account opened with you as an account holder will be eligible for the introductory bonus interest | |
| Other | Account can be opened via Online and mobile (minimum age may apply), in branch and phone. | |
| Other | No minimum opening balance for this account | |
| Other | Statements: 6 monthly, or more frequently on request. | |
| Digital banking | Online, Mobile and telephone banking is available and alerts will be received | |
| Other | Earn interest on every dollar when you maintain a positive balance. Intro Fixed Rate 3 month intro fixed rate for new customers. Freedom to access your savings and earn interest on every dollar when you maintain a positive balance | |
| Fraud protection | The product includes FRAUD_PROTECTION features. | |
| Relationship management | RELATIONSHIP_MANAGEMENT is available for eligible customers. | |
| Eligibility: other | An account may be opened in a child's name when the child is under 14, with a parent, guardian, or grandparent as authorised signatory. | |
| Eligibility: residency status | Those with an Australian residential address and who are currently in Australia. | |
| Eligibility: other | To hold a Maxi Saver account, you must also hold an eligible BankSA transaction account in the same name and be registered for Internet and Phone Banking. Joint accounts are ineligible for the Online bonus offer. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Bonus · $5,000,000 or more | 1 Nov 2026 | Current | 0.45% |
| Bonus · $0–$4,999,999 | 1 Nov 2026 | Current | 0.45% |
| Introductory · $5,000,000 or more | 1 Nov 2026 | Current | 3.90% |
| Variable · $0–$4,999,999 | 1 Nov 2026 | Current | 1.25% |
| Variable · $5,000,000 or more | 1 Nov 2026 | Current | 1.25% |
| Introductory · $0–$4,999,999 | 1 Nov 2026 | Current | 3.90% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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