A low cost, highly flexible investment and transaction account wrapped into one simple solution. For registered self managed super funds.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$4,999 | Business customers | CDR | 1 Nov 2026 |
| 2.90% | Variable · $5,000 or more | Business customers | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TSA-35-1- Content hash
sha256 392e8212d856eaca136b80a505611046e9414256ce2e92f94cb5b05c72e4ab1c- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_392e8212d856eaca_1933e435Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.openbanking.imb.com.au/cds-au/v1/banking/products/TSA-35-1- Content hash
sha256 392e8212d856eaca136b80a505611046e9414256ce2e92f94cb5b05c72e4ab1c- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Special clearance on cheques | Event | $16.00 |
| Phone Banking - Operator Assisted – Purchase Financial Institution Cheque | Withdrawal | $6.00 |
| Phone Banking - Operator Assisted – Cheque bill payments | Withdrawal | $6.00 |
| Phone Banking - Operator Assisted - All other financial transactions | Transaction | $0.50 |
| Over the counter - cash deposit | Deposit | $0.50 |
| Over the counter - Cheque deposit | Deposit | $0.75 |
| Over the counter - Branch cash withdrawal | Withdrawal | $1.00 |
| Over the counter - Transfer to an IMB account | Withdrawal | $0.50 |
| Over the counter - BPAY | Withdrawal | $0.50 |
| Over the counter - Purchase Financial Institution Cheque | Withdrawal | $6.00 |
| Over the counter - Cheque bill payments | Withdrawal | $6.00 |
| Over the counter - Single direct credit to another financial institution | Withdrawal | $0.50 |
| Over the counter - Scheduled direct credit to another financial institution | Withdrawal | $0.50 |
| Other facilities - Direct debit by another institution or entity | Withdrawal | $0.50 |
| Other facilities - Personal cheque withdrawal | Withdrawal | $1.00 |
| Other facilities - Cheque deposit | Deposit | $0.75 |
| Other facilities - Scheduled cheque withdrawal | Withdrawal | $6.00 |
| Other facilities - Scheduled electronic withdrawal | Withdrawal | $0.50 |
| Australia Post - Bank@Post withdrawal transaction | Withdrawal | $4.50 |
| Australia Post - Bank@Post deposit, enquiry & failed transactions | Transaction | $4.50 |
| BPAY payment return | Event | $5.00 |
| Rejected post-dated BPAY | Event | $5.00 |
| Trace on Electronic Debit/Credit | Event | $20.00 |
| Default Notice fee | Event | $30.00 |
| Transfers between accounts to cover overdrawn balance | Event | $15.00 |
| Stop payment personal cheque | Event | $15.00 |
| Copy of personal cheque | Event | $15.00 |
| Trace on personal cheque | Event | $50.00 |
| Transaction Listing - Electronic - up to 10 pages | Event | $5.00 |
| Transaction Listing - Electronic - 10 pages and over | Event | $0.50 |
| Interest statement - Electronic | Event | $2.50 |
| Copy of withdrawal or deposit form | Event | $15.00 |
| Recalculation of interest | Event | $30.00 |
| Research fee | Event | $30.00 |
| Retrieval of archived documents | Event | $20.00 |
| Audit Certificate | Event | $30.00 |
| Unclaimed monies/dormant account | Event | $40.00 |
| Bulk coin count | Deposit | $5.00 |
| Total cash withdrawal over $2,000 in a day | Withdrawal | 0.20% |
| Manual deposit other institution | Deposit | $10.00 |
| Trace on Financial Institution cheque | Event | $50.00 |
| Copy of Financial Institution cheque | Event | $16.00 |
| Stop payment fee (IMB cheques) | Event | $12.50 |
| Foreign cheque conversion (value less than AU$10,000) | Deposit | $25.00 |
| Foreign cheque conversion (value AU$10,000 and greater) | Deposit | $50.00 |
| Purchase of foreign currency | Withdrawal | 1.00% |
| SMS Alerts | Event | $0.25 |
| Default fee | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Free txns allowance | IMB's Member Transaction Allowance applies to offset transaction fees on this account. | |
| Digital banking | Internet Banking and Mobile Banking App. | |
| Npp payid | Create a PayID through IMB’s Internet Banking or Mobile Banking App to receive Osko payments. | |
| Npp enabled | This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds | |
| Bill payment | BPAY | BPAY® is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills. |
| Notifications | IMB Alerts | IMB Alerts keep you up to date by sending you SMS or email alerts regarding your banking. Account Alerts help you keep track of your finances and Internet Banking Security Alerts to help keep you safe online. You can register for Alerts in Internet Banking. |
| Other | Direct Debit | Direct debit is available on this account type. |
| Other | Direct Credit | Direct Credit is available on this account type. |
| Other | Scheduled Payments | Schedule Electronic Funds Transfers or Periodic Payments via internet banking, in branch or telephone banking |
| Other | Electronic Funds Transfer | Make and receive Electronic Funds Transfers (EFT) from this account type. |
| Other | Branch | IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne. |
| Other | Telephone Banking | IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone. |
| Other | Phone Banking Operator Assisted | IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm |
| Other | Chequebook | As of 1 June 2021, IMB will not offer a cheque facility to customers that become Members on or after that date, or to existing Members who have not been issued a cheque facility before that date |
| Other | PayTo | PayTo is available on this account type. |
| Fraud protection | ||
| Eligibility: business | Only available to Registered Self-Managed Superannuation Funds | |
| Limit: opening balance | 1 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$4,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $5,000 or more | 1 Nov 2026 | Current | 2.90% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.