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Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.59% | 6.43% | Fixed · 4 years · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/MBSUB60Fix4OOPI_V1- Content hash
sha256 9c9d8cc45749c74e1bf1be3770856aa3a80759e409324deb567429fb50d14743- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9c9d8cc45749c74e_2e8a742fShow details
- Checked
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/MBSUB60Fix4OOPI_V1- Content hash
sha256 9c9d8cc45749c74e1bf1be3770856aa3a80759e409324deb567429fb50d14743- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| TITLEPRODFEE | Event | $150.00 |
| TITLESEARCH | Event | $50.00 |
| SETTLEMENTATTFEE | Event | $75.00 |
| SEARCHFEE | Event | $20.00 |
| PROGPAYMENT | Event | $30.00 |
| PHOTOCOPYFEE | Event | $3.00 |
| DISCHARGE_FEE | Exit | $350.00 |
| REDRAW | Transaction | $30.00 |
| CONSENT_FEE | Event | $150.00 |
| DEFAULTFEE | Payment | $20.00 |
| AGENT_FEE | Payment | $150.00 |
| CHQFEE | Event | $10.00 |
| DUPLICATESTATEMENTFEE | Event | $2.00 |
| LEGALCOSTS | Cash advance | $0.00 |
| SECURITYSEARCH | Cash advance | $0.00 |
| VALFEE | Cash advance | $0.00 |
| CONTRACTVARIATIONFEE | Event | $300.00 |
| DISHONOURFEE | Payment | $16.00 |
| SWITCHFEE | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Unlimited redraw using online banking | |
| Digital banking | ||
| Other | No monthly account keeping fees | |
| Other | Flexible Repayments - weekly, fortnightly or monthly | |
| Other | Split loans available | |
| Offset | Customers can receive up to 8 offset accounts in total. | |
| Extra repayments | Extra repayments up to 25% of the loan amount at the time of fixing can be made whilst on a fixed rate | |
| Eligibility: min age | 18 | 18 |
| Eligibility: other | Maximum Loan to Value Ratio of 60% | |
| Eligibility: residency status | Must be an Australian resident or citizen, with an Australian residential mailing address | |
| Eligibility: other | Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply | |
| Limit: max lvr | 0.60 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.59% | 6.43% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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