Savings account rates › P&N Bank
Community Account
P&N Bank
CDR officialNot listed in rate tables
If you're running a sports or social club, charity or business association, we can help streamline the way your not-for-profit organisation handles its finances.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
| 0.00% | Variable · $0–$100,000 | | CDR | 1 Nov 2026 |
| 0.00% | Variable · $100,000 or more | | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/145- Content hash
sha256 6c34e61043561bea0055d771bbe78b1e236ba8c91ef8b1210a25e9459d5b8410- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6c34e61043561bea_c0283a3eShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/145- Content hash
sha256 6c34e61043561bea0055d771bbe78b1e236ba8c91ef8b1210a25e9459d5b8410- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|
| Overseas Telegraphic Transfer Fee | Transaction | $45.00 |
| International Transfer Fee | Transaction | $15.00 |
| Bank@Post Withdrawal Fee | Withdrawal | $3.00 |
| Bank Cheque Fee | Event | $10.00 |
| Cash Handling Fee | Transaction | Set in your letter of offer |
| Cash Passport Fee | Event | $10.00 |
| Visa Chargeback Request Fee | Event | $25.00 |
| Statement Retrieval Fee | Replacement | $2.50 |
| Declined Emergency Visa Card Fee | Replacement | $70.00 |
| Manual Trace Fee | Transaction | $40.00 |
| Audit Certificate Fee | Event | $30.00 |
| RTGS From Another Bank | Transaction | $8.00 |
| External Auto Transfer Fee | Transaction | $3.00 |
| Manual External Transfer Fee | Transaction | $2.50 |
| RTGS To Another Bank | Transaction | $25.00 |
| Referral Fee | Event | $3.50 |
| Dishonour Fee | Dishonour | $6.00 |
| Auto Transfer Dishonour Fee | Dishonour | $6.00 |
| Overdrawn Account Management Fee | Event | $10.00 |
| Visa Foreign Currency Conversion | Transaction | $0.00 |
| Card Replacement - Standard Fee | Replacement | $10.00 |
| Card Replacement - Urgent Fee | Replacement | $50.00 |
| Emergency Card Replacement - Approved Fee | Replacement | $320.00 |
| Foreign Cheque Deposit <$25,000 Fee | Deposit | $10.00 |
| Foreign Cheque Deposit $25,000+ Fee | Deposit | $60.00 |
Features and eligibility
| Item | Value | Details |
|---|
| Additional cards | | Replacement Card can be ordered for a lost, or damaged Visa Debit or Credit card. $50 for an urgent card replacement. $10 for a standard card replacement. An emergency issue of a temporary Visa card can be requested by you to temporarily replace a lost, stolen or damaged Visa Debit or Credit Card. If approved $320 |
| Card access | Visa Debit card available to authorised signatories | A Visa Debit Card is available for this account. Make purchases online or in-store using your Visa Debit card, including paywave. Please visit our website for more information. |
| Digital banking | | Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time. |
| Fraud protection | | Shop safely with participating online merchants with Visa Secure and EFTPOS Secure. Please see the terms and conditions for more information. |
| Npp enabled | | Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time. |
| Other | | Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 13 25 77 or visit your nearest branch for more information. |
| Unlimited txns | | Save money with no monthly, minimum balance or transaction fees. Other fees and charges may apply. Please visit our website for full information. |
| Eligibility: business | | Available to not-for-profit organisations such as sport, social clubs, charity or business associations |
| Eligibility: other | | You must be or become a P&N Bank member |
| Eligibility: residency status | You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies. | |
| Limit: max balance | 5000000.00 | |
Rate history
| Rate | From | To | Rate p.a. |
|---|
| Variable · $0–$100,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $100,000 or more | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked |
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