Variable-rate home loan at 80-85% LVR with no Lenders Mortgage Insurance.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.39% | 7.36% | Variable · investment · interest only · LVR 80%–85% · $0–$2,000,000 | CDR | 1 Nov 2026 | |
| 7.59% | 7.56% | Variable · investment · interest only · LVR 80%–85% · $2,000,001–$99,999,999 | CDR | 1 Nov 2026 | |
| 7.24% | 7.30% | Variable · investment · principal and interest · LVR 80%–85% · $0–$2,000,000 | CDR | 1 Nov 2026 | |
| 7.44% | 7.50% | Variable · investment · principal and interest · LVR 80%–85% · $2,000,001–$99,999,999 | CDR | 1 Nov 2026 | |
| 7.24% | 7.16% | Variable · owner occupied · interest only · LVR 80%–85% · $0–$2,000,000 | CDR | 1 Nov 2026 | |
| 7.44% | 7.36% | Variable · owner occupied · interest only · LVR 80%–85% · $2,000,001–$99,999,999 | CDR | 1 Nov 2026 | |
| 6.99% | 7.05% | Variable · owner occupied · principal and interest · LVR 80%–85% · $0–$2,000,000 | CDR | 1 Nov 2026 | |
| 7.19% | 7.25% | Variable · owner occupied · principal and interest · LVR 80%–85% · $2,000,001–$99,999,999 | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://connective.athena.com.au/cds-au/v1/banking/products/connective-no-lmi- Content hash
sha256 d717aa1b4af95ae2a6309403e2e68f084d47c26d7309256af3d25c2095683b1d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d717aa1b4af95ae2_267e878dShow details
- Checked
- 1 Nov 2026
- URL
https://connective.athena.com.au/cds-au/v1/banking/products/connective-no-lmi- Content hash
sha256 d717aa1b4af95ae2a6309403e2e68f084d47c26d7309256af3d25c2095683b1d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $395.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
| Settlement Fee | Upfront | $330.00 |
| Offset Account Fee | Periodic | $0.00 |
| Split Loan Fee | Transaction | $0.00 |
| Discharge Fee | Exit | $599.00 |
| Ongoing Fee | Periodic | $0.00 |
| Redraw Fee | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Online and mobile account management | |
| Redraw | Free redraw facility | |
| Offset | 100% multi-offset across up to 10 linked sub-accounts | |
| Extra repayments | Unlimited extra repayments | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | Minimum age 18 years |
| Eligibility: residency status | Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria and T&Cs apply | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: min lvr | 0.80 | |
| Limit: max lvr | 0.85 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 80%–85% · $0–$2,000,000 | 1 Nov 2026 | Current | 7.24% | 7.16% |
| Variable · investment · principal and interest · LVR 80%–85% · $2,000,001–$99,999,999 | 1 Nov 2026 | Current | 7.44% | 7.50% |
| Variable · owner occupied · principal and interest · LVR 80%–85% · $0–$2,000,000 | 1 Nov 2026 | Current | 6.99% | 7.05% |
| Variable · investment · interest only · LVR 80%–85% · $2,000,001–$99,999,999 | 1 Nov 2026 | Current | 7.59% | 7.56% |
| Variable · owner occupied · interest only · LVR 80%–85% · $2,000,001–$99,999,999 | 1 Nov 2026 | Current | 7.44% | 7.36% |
| Variable · investment · principal and interest · LVR 80%–85% · $0–$2,000,000 | 1 Nov 2026 | Current | 7.24% | 7.30% |
| Variable · investment · interest only · LVR 80%–85% · $0–$2,000,000 | 1 Nov 2026 | Current | 7.39% | 7.36% |
| Variable · owner occupied · principal and interest · LVR 80%–85% · $2,000,001–$99,999,999 | 1 Nov 2026 | Current | 7.19% | 7.25% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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